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Overture Medley®

As you plan for your retirement, Overture Medley® (Medley) can provide the accumulation potential, protection and custom flexibility that you are looking for in a financial product.

Accumulation Potential

Medley provides the opportunity to invest money in variable investment options managed by some of the top names in the mutual fund industry and any growth is tax-deferred, which can help you keep more of what you earn. Of course, like other variable annuities, Medley involves risk of loss, including principal.

The Features You Want

Medley offers features that can help you plan for your retirement with confidence:

  • Guaranteed Income. Only an annuity can provide an income that’s guaranteed to last as long as you live.
  • Guaranteed Death Benefit. Your heirs will receive at least the amount you put into your annuity, if you die before you start taking an income (unless your policy includes a no withdrawal charge rider).
  • Guaranteed Lifetime Withdrawal Benefit 2 (GLWB2) rider. Protect your retirement assets from market downturns, and potentially eliminate the risk of outliving your retirement income by providing a guaranteed source of income for as long as you live–regardless of your policy value. For more information, please refer to the GLWB2 Rider Client Brochure and your product prospectus.

Any guarantees available as part of the variable annuity contract are subject to the claims-paying ability of Ameritas Life Insurance Corp. and do not apply to the investment performance of the underlying investment options available with this product.

Custom Flexibility

If your needs go beyond the annuity basics, Medley gives you the power to purchase features to meet your personal requirements. These options can protect your heirs if something unexpected should occur and give you access to your money if you need it. The best part is that with Medley you pay only for the features you choose. (Riders are optional, have an additional cost, and may not be available in all states.)

Low Cost

Medley is a comprehensive, low-cost variable annuity with current expenses. Lower expenses allow more of your money to work for you and can help you accumulate more. Keep in mind that investment options have their own costs.

Getting Started

Your financial professional can help you decide if it is right for you. For more information, see our product brochure.


Overture Medley® refers to Form 4888. Guaranteed Life Withdrawal Benefit 2 (GLWB2) rider refers to Form GLWBRVA 3-12. Medley is a variable annuity issued by Ameritas Life Insurance Corp. and underwritten by its affiliate Ameritas Investment Corp. Variable annuities are suitable for long-term investing and are subject to investment risk, including possible loss of principal.  Before investing, carefully consider the investment objectives, risks, charges, expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. You can obtain copies on this website or by calling 800-745-1112. Read the prospectuses carefully before investing.

Policy, riders and features may vary and may not be available in all states. The GLWB2 rider is not available on previously-issued business. For detailed information about policy and optional feature costs, limitations and restrictions, please refer to the policy and prospectus.