Excel LifeValue UL

As an important part of your financial plan, life insurance can help you protect your family and business by providing a death benefit to your beneficiaries. Excel LifeValue UL universal life insurance issued by Ameritas Life Insurance Corp. in approved states can provide life insurance protection, flexible premiums, cash accumulation and the ability to customize the policy to fit your needs.


Excel LifeValue UL can provide affordable protection for your family or business. The death benefit is payable to beneficiaries tax free to help meet the needs of those you leave behind.

Flexible Premium Payments

Excel LifeValue UL has been designed to offer affordable, competitive premiums. As a flexible premium policy, you can pay less premium when money is tight, and more when you want to increase the policy’s cash value or increase the death benefit.

Wealth Accumulation

Your Excel LifeValue UL policy will build cash value on a tax-deferred basis so your money can work for you over the long term. You can use the funds to pay for college expenses or to supplement your retirement income. Withdrawals and loans will reduce available death benefit and policy value.

Withdrawals beyond basis may be taxable income. Excessive and unpaid loans will reduce death benefits and policy value and may cause the policy to lapse.

Custom Options

Excel LifeValue UL offers several options so you can tailor the policy to meet your needs. From sophisticated business solutions to simple additional coverage choices, Excel LifeValue UL can be customized to your individual circumstances.

Getting Started

Your insurance or financial representative can provide more information and can assist you in obtaining Excel LifeValue UL to help meet your needs. For more information see our product brochure.

Excel LifeValue UL (Form 3006) is issued by Ameritas Life Insurance Corp. in approved states. In New York, Excel LifeValue UL (Form 5006) is issued by Ameritas Life Insurance Corp. of New York.