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Variable products are issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. They include risk of loss, including principal. Before investing, carefully consider the investment objectives, risks, charges and expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. You can obtain copies on this website or by calling 800-745-1112. Read the prospectuses carefully before investing. This material must be accompanied by a variable annuity or variable universal life product brochure and product prospectus. Morningstar Associates, LLC, a wholly owned subsidiary of Morningstar, Inc., has provided data and tools for use by Ameritas Life Insurance Corp. and its representatives. Morningstar Associates is not acting as an investment adviser with respect to the use of the asset allocation product. Although the data is gathered from reliable sources, Morningstar Associates has no control over the means or methods used to collect the data and cannot guarantee their accuracy, completeness, or timeliness. Morningstar Associates is not affiliated with Ameritas Life Insurance Corp. or Ameritas Investment Corp. The Morningstar name and logo are registered marks of Morningstar, Inc. All other marks are the property of their respective owners. Investment level asset allocation is provided through Ameritas Investment Corp. as investment advisor for the limited purpose of model development and periodic updates to models. Although asset allocation programs are intended to mitigate investment risk, there is a risk that investing pursuant to a model will still lose value. AA ET 12/08 |