Financials

Within the mutual holding company structure, UNIFI Mutual Holding Company is the parent company and owns Ameritas Holding Company. Ameritas Holding Company, in turn, owns Ameritas Life Insurance Corp., Acacia Life Insurance Company and The Union Central Life Insurance Company. The financial strength and stability of Ameritas Life Insurance Corp., Acacia Life Insurance Company and The Union Central Life Insurance Company are reflected in the financial reports found in this section.

UNIFI Mutual Holding Company 2005 Financial Summary¹

2004 Annual Reports

The Ameritas Acacia Companies

The Union Central Life Insurance Company

²Excludes net unrealized gains/losses on securities available for sale.

The results for past accounting periods are not necessarily indicative of results to be expected for any future accounting period.