Investment Option Performance
Average Annual Total Return as of November 19, 2009

Performance reports available via this website are authorized for use with prospective investors only when accompanied or preceded by current product and fund prospectuses containing detailed information about the policy, investment, limitations and risks. You may access all prospectuses via this website or by contacting us; our address and telephone number are listed elsewhere in this website. Please read the prospectuses carefully before you invest or send any money. More information about the risks of certain investments and about total return performance reports is at the end of this screen.

 

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Month End Fund Performance

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 Fidelity Investments
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
VIP Asset Manager IC   15.157669   -0.89%   7.86%   25.94%   34.47%   1.09%   2.87%   1.62%*
  09/06/1989
VIP Asset Manager: Growth IC   12.520000   -1.62%   9.45%   28.68%   40.12%   -0.57%   1.79%   -0.47%*
  01/03/1995
VIP Contrafund IC   27.102634   -2.47%   9.23%   30.05%   47.59%   -4.42%   3.12%   2.48%*
  01/03/1995
VIP Equity-Income IC   19.243144   -1.73%   9.54%   27.82%   47.41%   -9.10%   -0.84%   0.90%*
  10/09/1986
VIP Growth IC   28.935770   -1.81%   8.80%   22.53%   34.76%   -7.19%   -1.40%   -3.91%*
  10/09/1986
VIP High Income IC   6.710880   0.86%   6.81%   38.50%   38.89%   2.28%   3.74%   1.51%*
  09/19/1985
VIP Investment Grade Bond IC   14.150028   1.18%   3.82%   15.67%   19.42%   4.87%   4.03%   5.47%*
  12/05/1988
VIP Mid Cap IC   25.406264   -1.56%   11.91%   37.63%   59.93%   -1.29%   5.69%   10.66%*
  12/28/1998
VIP Overseas IC   17.918259   -2.79%   10.25%   24.70%   45.15%   -4.99%   3.43%   0.23%*
  01/28/1987

 Fred Alger Management Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
American Balanced O   10.670000   0.13%   8.02%   27.06%   37.29%   -1.03%   2.14%   1.28%*
  09/05/1989
Ameritas MidCap Growth   24.008006   -3.44%   10.10%   45.62%   73.83%   -5.52%   0.96%   2.66%*
  11/01/1999

 MFS Investment Management
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
VIT Research International IC   11.500987   -2.03%   11.61%   29.76%   55.36%   -4.33%   N/A   5.08%
  04/29/2005
VIT Strategic Income IC   11.390489   1.09%   5.87%   23.15%   27.35%   3.85%   3.77%   4.96%*
  06/14/1994
VIT New Discovery IC   12.600000   -4.38%   9.48%   52.22%   94.69%   -2.42%   3.01%   1.46%*
  05/01/1998
VIT Utilities IC   22.911496   -2.43%   7.44%   25.64%   38.63%   0.98%   9.74%   5.60%*
  01/03/1995

 The Universal Institutional Funds Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Emerging Markets Equity I   17.318664   -0.36%   16.53%   65.75%   100.74%   3.01%   14.32%   7.57%*
  10/01/1996
Global Value Equity I   7.130000   -2.51%   7.04%   13.58%   28.11%   -9.43%   -1.15%   1.62%*
  01/02/1997
International Magnum I   8.740000   -1.52%   10.73%   30.72%   54.77%   -4.76%   3.53%   0.19%*
  01/02/1997
U.S. Real Estate I   16.321296   0.89%   15.34%   19.69%   62.86%   -13.68%   1.06%   9.71%*
  03/03/1997

 American Century
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
VP Income & Growth I   5.551204   -0.80%   8.13%   15.20%   32.11%   -8.69%   -1.25%   -1.49%*
  10/30/1997
VP Mid Cap Value I   11.580000   -1.41%   8.60%   23.02%   42.62%   -2.97%   N/A   4.01%
  12/01/2004

 Invesco Aim Advisors Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
V.I. Dynamics I   13.360000   -4.42%   8.42%   32.94%   52.72%   -8.30%   0.47%   -2.94%*
  08/27/1997
V.I. Global Real Estate I   11.817468   -2.36%   11.19%   27.26%   60.94%   -10.81%   2.71%   10.55%*
  03/31/1998
V.I. International Growth I   25.780000   -0.09%   11.37%   31.56%   50.96%   -2.04%   7.06%   1.54%*
  05/05/1993

 Summit Investment Partners Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
EAFE International Index   72.110000   -2.57%   9.41%   26.92%   49.25%   -5.71%   3.13%   7.89%
  11/12/2002
Inflation Protected Plus   54.828465   1.23%   3.20%   8.24%   11.37%   N/A   N/A   5.18%
  12/28/2006
Lifestyle ETF Aggressive   43.050000   -0.65%   7.88%   17.78%   33.21%   N/A   N/A   -4.28%
  12/28/2006
Lifestyle ETF Conservative   48.900000   0.14%   5.33%   11.49%   23.07%   N/A   N/A   0.36%
  12/28/2006
Lifestyle ETF Target   44.720000   -0.23%   6.66%   15.46%   29.69%   N/A   N/A   -3.42%
  12/28/2006
NASDAQ-100 Index   24.253558   0.94%   10.91%   45.61%   62.18%   -1.19%   1.90%   -8.18%
  04/27/2000
Natural Resources   46.451489   -1.65%   9.53%   27.38%   32.88%   N/A   N/A   -2.98%
  12/28/2006
Russell 2000 Small Cap Index   47.667806   -5.94%   4.18%   17.65%   42.77%   -9.15%   -0.76%   1.76%
  04/27/2000
S&P 500 Index   72.965057   -0.13%   10.15%   22.84%   37.95%   -6.65%   -0.20%   -1.83%*
  12/29/1995
S&P MidCap 400 Index   52.350000   -3.34%   7.98%   28.41%   52.45%   -4.93%   2.04%   4.78%*
  05/03/1999
Zenith   61.386447   -0.41%   10.03%   23.25%   40.28%   -8.33%   0.20%   3.84%*
  08/15/1984

 Third Avenue Management
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Value   19.856181   -3.00%   9.22%   37.04%   60.14%   -9.47%   0.18%   8.66%*
  09/14/1999

 RiverSource
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Ameritas Midcap Value   18.044055   -2.64%   9.76%   31.93%   55.38%   -8.40%   -1.13%   2.65%
  01/02/2001

 Eagle Asset Management Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Ameritas Small Capitalization   29.143250   -4.29%   8.46%   24.60%   46.93%   -4.60%   2.18%   -5.31%*
  11/01/1999

 Dreyfus
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
MidCap Stock Service   10.050000   -2.00%   9.30%   29.28%   49.22%   -8.40%   -1.21%   2.25%*
  05/01/1998

 PIMCO
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Total Return Adm   11.509760   0.98%   3.54%   13.86%   15.82%   4.81%   1.81%   1.58%*
  12/31/1997

 Thornburg
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Ameritas Core Strategies   18.325288   0.19%   8.79%   38.42%   58.90%   -4.16%   3.59%   -4.00%*
  11/01/1999

 DWS Scudder
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Dreman Small Mid Value VIP A   9.737038   -4.34%   10.44%   23.07%   50.76%   -5.31%   3.63%   8.30%*
  05/01/1996
Global Thematic VIP A   8.070000   -1.28%   10.82%   40.05%   64.44%   -7.22%   4.78%   2.77%*
  05/01/1998

 Neuberger Berman Management Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
AMT Regency I   11.800000   -2.77%   11.13%   40.28%   70.75%   -7.41%   0.12%   3.94%
  08/22/2001

 T. Rowe Price
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Blue Chip Growth-II   9.113454   -0.27%   10.95%   36.23%   53.77%   -4.24%   0.56%   1.40%
  04/30/2002

 Calvert
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Ameritas Small Company Equity   15.595687   -5.12%   7.28%   18.07%   37.10%   -6.11%   -1.74%   5.54%
  01/02/2001
Income   17.571249   0.63%   5.19%   19.46%   20.34%   3.09%   3.40%   5.18%
  04/30/2002
Social Balanced   1.536000   -1.02%   6.93%   22.37%   28.65%   -5.01%   -0.18%   -0.19%*
  09/02/1986
Social Equity   17.020000   -1.27%   9.84%   30.69%   43.72%   -2.98%   1.38%   1.92%
  04/30/2002
Social International Equity   11.070000   -4.62%   6.37%   20.73%   41.05%   -12.04%   -1.00%   -2.33%*
  06/30/1992
Social Mid Cap Growth   23.680000   -2.84%   12.09%   23.92%   40.96%   -5.56%   -1.25%   -1.02%*
  07/16/1991
Ameritas Money Market   1.049649   -0.03%   -0.06%   0.26%   0.44%   2.48%   2.70%   2.47%*
  10/29/1999


Current earnings for this portfolio are more closely reflected in the yield, quoted below, than the total return quoted above.
Ameritas Money Market: as of date shown above 7-Day Yield -0.35%, effective yield -0.36%


* 10-year figure
** Returns are cumulative, not average annual

Risks of Certain Kinds of Portfolios
Money Market Risk. Money market investment options are not insured or guaranteed by the Federal Deposit Insurance Corporation "FDIC" or any other governmental agency. Although the portfolio seeks to preserve the value of your investment at $1.00 per unit, it is possible to lose money by investing in this portfolio.

Overseas/emerging market, sector, and high income and small cap portfolios involve additional risk than may exist in portfolios investing in larger, more established or diversified companies in established countries. More information about the specific risks involved can be found in each such portfolio's prospectus and by clicking on the fund portfolio name, above. The prospectuses for all of the portfolios available through the policy may be downloaded from this website, or contact us to send you a free copy.

November 19, 2009


This is not an offer in any jurisdiction, nor is it specifically directed to residents of any jurisdiction. This policy may only be sold
pursuant to a prospectus and in those states where it is approved.

Not FDIC Insured May Lose Value No Bank Guarantee