Investment Option Performance
Non-Standardized Average Annual Total Return as of November 19, 2009

Performance reports available via this website are authorized for use with prospective investors only when accompanied or preceded by current product and fund prospectuses containing detailed information about the policy, investment, limitations and risks. You may access all prospectuses via this website or by contacting us; our address and telephone number are listed elsewhere in this website. Please read the prospectuses carefully before you invest or send any money. More information about the risks of certain investments and about total return performance reports is at the end of this screen.

  

  View Performance:

Performance by Fund Manager

Performance by Asset Class

Month End Fund Performance

Standardized Returns

Morningstar Models

Historical Fund Numbers

,
Print Page

Trade Online


 The Vanguard Group
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
VIF Balanced   21.849786   0.47%   8.03%   21.17%   35.01%   0.78%   4.72%   5.40%*
  05/23/1991
VIF Diversified   13.823091   2.10%   11.42%   24.34%   41.23%   -5.55%   1.57%   4.76%*
  02/08/1999
VIF Equity Income   18.120607   -0.42%   8.63%   13.92%   26.88%   -5.90%   1.02%   1.86%*
  06/07/1993
VIF Equity Index   25.916786   -0.14%   10.25%   23.26%   38.44%   -6.33%   0.14%   -1.39%*
  04/29/1991
VIF Growth   11.709189   -0.64%   11.56%   31.68%   42.49%   -3.62%   0.99%   -7.01%*
  06/07/1993
VIF High Yield Bond   9.757639   0.92%   7.10%   34.28%   41.12%   2.23%   1.74%   2.74%*
  06/03/1996
VIF International   19.661197   -1.47%   11.10%   40.76%   70.25%   -1.80%   6.67%   3.60%*
  06/03/1994
VIF Mid-Cap Index   16.688943   -3.44%   9.61%   31.90%   57.64%   -6.61%   1.73%   5.19%*
  02/08/1999
VIF REIT Index   16.786424   1.00%   16.98%   19.53%   70.50%   -13.66%   -2.05%   8.55%*
  02/08/1999
VIF Small Company Growth   17.381110   -4.35%   6.23%   30.45%   53.07%   -7.03%   0.05%   5.69%*
  06/03/1996
VIF Total Bond Market Index   13.753810   0.97%   2.71%   6.50%   11.52%   5.91%   4.68%   4.56%*
  04/29/1991
VIF Total Stock Market Index   27.426287   -0.98%   9.61%   24.10%   40.94%   -6.40%   0.55%   4.77%
  01/08/2003

 Calvert
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
Social Balanced   1.797717   -1.01%   6.96%   22.48%   28.77%   -4.92%   -0.08%   -0.09%*
  09/02/1986
Social Equity   17.671908   -1.26%   9.86%   30.79%   43.85%   -2.89%   1.48%   2.02%
  04/30/2002
Social International Equity   14.905891   -4.61%   6.39%   20.79%   41.14%   -11.95%   -0.81%   -2.22%*
  06/30/1992
Social Mid Cap Growth   23.870786   -2.83%   12.12%   24.09%   41.17%   -5.45%   -1.15%   -0.90%*
  07/16/1991

 DWS Scudder
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
Dreman Small Mid Value VIP A   9.730912   -4.34%   10.47%   23.16%   50.85%   -5.25%   3.71%   8.39%*
  05/01/1996
Global Thematic VIP A   8.158245   -1.26%   10.85%   40.17%   64.60%   -7.13%   4.88%   2.87%*
  05/01/1998
Health Care VIP A   11.028513   0.51%   7.85%   17.04%   28.52%   0.46%   4.12%   3.50%
  04/24/2001

 Fidelity Investments
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
VIP Contrafund IC   29.945560   -2.47%   9.26%   30.17%   47.74%   -4.32%   3.31%   2.59%*
  01/03/1995
VIP Equity-Income IC   22.422628   -1.73%   9.57%   27.94%   47.56%   -9.00%   -0.65%   1.01%*
  10/09/1986
VIP Growth IC   29.120056   -1.80%   8.83%   22.64%   34.89%   -7.09%   -1.30%   -3.82%*
  10/09/1986
VIP High Income IC   7.766182   0.86%   6.84%   38.63%   39.03%   2.38%   3.93%   1.62%*
  09/19/1985
VIP Investment Grade Bond IC   15.275214   1.19%   3.84%   15.77%   19.54%   4.98%   4.22%   5.58%*
  12/05/1988
VIP Mid Cap IC   37.413601   -1.55%   11.94%   37.62%   59.88%   -1.23%   5.86%   10.77%*
  12/28/1998
VIP Overseas IC   19.696912   -2.78%   10.28%   24.81%   45.29%   -4.90%   3.53%   0.33%*
  01/28/1987
VIP Strategic Income IC   12.150123   0.82%   6.21%   28.34%   34.44%   6.70%   6.15%   6.28%
  12/23/2003

 Invesco Aim Advisors Inc.
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
V.I. International Growth I   26.306763   -0.08%   11.39%   31.67%   51.11%   -1.95%   7.16%   1.64%*
  05/05/1993
V.I. Leisure I   9.229444   -2.45%   10.25%   28.25%   57.85%   -9.27%   -1.51%   0.92%
  04/30/2002

 Neuberger Berman Management Inc.
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
AMT Partners I   15.087183   -2.46%   10.89%   53.10%   85.64%   -6.64%   1.60%   1.79%*
  03/22/1994
AMT Regency I   12.315693   -2.76%   11.14%   40.37%   70.89%   -7.31%   0.23%   4.05%
  08/22/2001

 Rydex
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
All-Cap Opportunity   12.407001   -1.10%   8.19%   22.82%   30.38%   -3.51%   3.17%   2.58%
  05/01/2002
Government Long Bond 1.2x   13.725922   -1.23%   1.29%   -26.77%   -5.56%   4.07%   3.78%   5.42%*
  08/18/1997
Inverse Government Long Bond   16.628489   -0.62%   -3.51%   12.76%   -9.84%   -8.75%   -5.75%   -6.14%
  05/01/2003
Inverse NASDAQ-100   17.221778   -1.54%   -11.34%   -37.17%   -45.31%   -5.50%   -5.02%   -4.36%
  05/21/2001
Inverse S&P 500   4.856762   -0.50%   -10.62%   -26.16%   -36.11%   0.69%   -2.11%   -0.19%*
  06/10/1997
NASDAQ-100   14.929302   0.81%   10.61%   44.34%   60.62%   -1.53%   1.52%   -7.02%*
  05/07/1997
Nova   6.071460   -0.36%   15.10%   31.12%   53.26%   -15.24%   -5.03%   -7.32%*
  05/07/1997
Precious Metals   14.665598   4.62%   34.79%   61.65%   190.42%   7.96%   8.78%   10.37%*
  05/29/1997
Russell 2000 1.5x   22.642002   -9.24%   5.27%   20.35%   57.92%   -18.71%   -5.97%   1.42%
  10/01/2001

 Summit Investment Partners Inc.
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
Natural Resources   46.364856   -1.64%   9.56%   27.50%   33.42%   N/A   N/A   -2.78%
  12/28/2006

 Third Avenue Management
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
Value   23.697505   -2.99%   9.25%   37.16%   60.30%   -9.38%   0.28%   8.77%*
  09/14/1999

 American Century
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
VP International I   7.807694   -1.96%   11.50%   31.91%   52.05%   -3.51%   4.69%   -0.27%*
  05/01/1994
VP Mid Cap Value I   11.998264   -1.40%   8.62%   23.13%   42.76%   -2.87%   N/A   4.11%
  12/01/2004

 Thornburg
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
Ameritas Core Strategies   16.904100   0.20%   8.82%   38.55%   59.05%   -4.06%   3.69%   -3.91%*
  11/01/1999

 Franklin Templeton
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
Templeton Global Bond Securities 2   20.751743   0.47%   5.82%   17.28%   25.50%   11.84%   8.88%   9.95%*
  01/06/1999

 PIMCO
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
Total Return Adm   11.528105   0.99%   3.57%   13.94%   15.91%   4.91%   1.90%   1.68%*
  12/31/1997
VIT CommodityRealReturn Strategy Adm   11.218612   0.70%   11.95%   37.28%   34.26%   -2.47%   0.68%   2.39%
  06/30/2004

 MFS Investment Management
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
VIT Research International IC   11.522243   -2.02%   11.64%   29.88%   55.51%   -4.23%   N/A   5.19%
  04/29/2005
VIT Utilities IC   22.851903   -2.42%   7.47%   25.74%   38.75%   1.08%   9.85%   5.70%*
  01/03/1995

 T. Rowe Price
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
Blue Chip Growth   9.254399   -0.26%   11.06%   36.79%   54.19%   -3.93%   0.93%   -1.09%
  12/29/2000

 The Universal Institutional Funds Inc.
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
Emerging Markets Equity I   17.401238   -0.35%   16.56%   65.90%   100.95%   3.12%   14.43%   7.68%*
  10/01/1996

 The Vanguard Group
Investment Option Unit
Price		   1
Month**		   3
Month**		   Year to
Date**		   1
Year		   3
Year		   5
Year		   10 Year
(or life of fund)		   Inception
Date
VIF Money Market   1.136756   -0.02%   -0.06%   0.09%   0.33%   2.50%   2.83%   2.65%*
  05/02/1991


Current earnings for this portfolio are more closely reflected in the yield, quoted below, than the total return quoted above.
Vanguard Money Market: as of date shown above 7-Day Yield -0.25%, effective yield -0.25%
Ameritas Fixed Account current rate 2.90%


* 10-year figure
** Returns are cumulative, not average annual
*** Initial rates guaranteed from policy date until policy anniversary. Thereafter, all amounts will earn the interest rate declared in the month of the last policy anniversary.

Risks of Certain Kinds of Portfolios
Money Market Risk. Money market investment options are not insured or guaranteed by the Federal Deposit Insurance Corporation "FDIC" or any other governmental agency. Although the portfolio seeks to preserve the value of your investment at $1.00 per unit, it is possible to lose money by investing in this portfolio.

Overseas/emerging market, sector, and high income and small cap portfolios involve additional risk than may exist in portfolios investing in larger, more established or diversified companies in established countries. More information about the specific risks involved can be found in each such portfolio's prospectus and by clicking on the fund portfolio name, above. The prospectuses for all of the portfolios available through the policy may be downloaded from this website, or contact us to send you a free copy.

THE PERFORMANCE DATA QUOTED REPRESENTS PAST PERFORMANCE AND IS NOT INDICATIVE OF FUTURE RESULTS. The investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. Some portfolio advisors have agreed to limit their expenses; without these limits, performance would have been lower.

The returns are before-tax average annual total returns which assume reinvestment of dividends and capital gains. They do not assume surrender charges, which may be as high as 8%. If included the returns would have been lower.

Non-standardized average annual total return for a specific period is calculated by taking a hypothetical $1,000 investment in a subaccount on the first day of the period ("initial investment"), and computing the ending redeemable value ("redeemable value") of that investment at the end of the period. The redeemable value is then divided by the initial investment and expressed as a percentage. Non-standardized performance returns are then annualized and reflect charges levied upon policy separate account assets only. Thus, like standardized performance returns, the nonstandardized returns reflect fund company expenses,the current policy mortality and expense risk charge of 0.55% (max. 0.80%) and a policy fee of $25 ($40 max.). Unlike standardized total returns, the non-standardized returns do not reflect any policy fee or other charges not levied solely upon the separate account. For this reason, non-standardized total returns for a subaccount are usually higher than standardized total returns for a subaccount. See the prospectus for detailed information about policy charges, including maximum charges and fund expenses.

Ameritas No-Load Variable Annuity (Form 4888) is issued by Ameritas Life Insurance Corp. and underwritten by its affiliate Ameritas Investment Corp. Variable annuities are suitable for long-term investing and subject to investment risk, including possible loss of principal. This material must be accompanied by current product and investment options prospectuses. Please read them carefully before you invest or send money.

This is not an offer in any jurisdiction, nor is it specifically directed to residents of any jurisdiction. This policy may only be sold
pursuant to a prospectus and in those states where it is approved.
Not FDIC Insured May Lose Value No Bank Guarantee