Investment Option Performance
Non-Standardized Average Annual Total Return as of September 1, 2010

Performance reports available via this website are authorized for use with prospective investors only when accompanied or preceded by current product and fund prospectuses containing detailed information about the policy, investment options, limitations and risks. You may access all prospectuses via this website or by contacting us; our address and telephone number are listed elsewhere in this website. Please read the prospectuses carefully before you invest or send any money. More information about the risks of certain investments and about total return performance reports is at the end of this screen.

 

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Month End Fund Performance

Standardized Returns

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 The Vanguard Group, Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
VIF Diversified   14.059594   -2.86%   -0.05%   -5.40%   7.02%   -9.85%   -1.54%   3.96%*
  02/08/1999
VIF Equity Income   24.414722   -0.51%   3.43%   0.34%   10.96%   -7.33%   0.15%   2.71%*
  06/07/1993
VIF Equity Index   31.495841   -1.76%   1.21%   -2.28%   9.64%   -8.29%   -0.94%   -2.15%*
  04/29/1991
VIF Growth   11.553365   -2.46%   -0.87%   -7.72%   4.72%   -7.55%   -1.73%   -9.14%*
  06/07/1993
VIF High Yield Bond   13.869238   0.35%   5.36%   6.93%   17.09%   5.18%   4.69%   4.14%*
  06/03/1996
VIF International   21.131468   0.00%   9.49%   -1.24%   10.94%   -6.59%   4.04%   2.36%*
  06/03/1994
VIF Mid-Cap Index   20.126763   -1.25%   1.58%   2.88%   19.38%   -6.23%   0.64%   3.61%*
  02/08/1999
VIF REIT Index   27.358311   1.97%   8.00%   17.75%   44.31%   -5.07%   1.29%   9.19%*
  02/08/1999
VIF Small Company Growth   20.605468   -2.22%   0.35%   3.72%   17.21%   -5.49%   0.24%   1.84%*
  06/03/1996
VIF Total Bond Market Index   17.242485   0.94%   3.33%   7.05%   8.05%   6.95%   5.27%   5.17%*
  04/29/1991

 American Century Investment Mgmt, Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
VP International I   7.430000   -0.32%   10.89%   -2.05%   9.82%   -8.50%   2.07%   -2.21%*
  05/01/1994
VP Mid Cap Value I   12.861835   -0.93%   1.90%   2.10%   16.54%   -2.51%   3.43%   4.79%
  12/01/2004

 Calvert Asset Management, Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
VP EAFE International Index   66.953428   -0.46%   9.17%   -5.72%   1.88%   -10.77%   0.01%   6.38%
  11/12/2002
VP Natural Resources   45.037783   -0.60%   5.96%   -4.99%   8.79%   -5.72%   N/A   -2.97%
  12/28/2006
VP S&P 500 Index   72.726361   -1.76%   1.19%   -2.38%   9.48%   -8.48%   -1.17%   -2.45%*
  12/29/1995
VP Small Cap Growth   31.683324   -2.82%   0.30%   4.53%   22.68%   -3.36%   3.41%   -5.06%*
  11/01/1999
VP SRI Balanced   2.164727   -0.30%   1.67%   1.36%   10.17%   -4.63%   -0.60%   -0.72%*
  09/02/1986
VP SRI Large Cap Value   59.848538   -2.08%   0.43%   -3.65%   7.10%   -10.84%   -1.72%   3.07%*
  08/15/1984
VP SRI Mid Cap Growth   27.162621   -3.39%   -1.13%   3.26%   23.11%   -4.53%   -0.34%   -2.51%*
  07/16/1991
VP SRI Strategic   16.490321   -2.36%   0.42%   -5.29%   5.63%   -7.60%   1.23%   -6.87%*
  11/01/1999
VP S&P MidCap 400 Index   56.295367   -1.84%   0.50%   2.80%   16.79%   -4.48%   1.13%   3.20%*
  05/03/1999

 Deutsche Invstmt Mgmt Americas Inc (DWS)
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Dreman Small Mid Value VIP A   10.224384   -1.72%   0.65%   0.29%   15.80%   -5.98%   1.99%   8.15%*
  05/01/1996
Global Thematic VIP A   8.055388   -0.67%   6.02%   -1.68%   10.75%   -10.34%   1.68%   1.72%*
  05/01/1998
Health Care VIP A   10.795112   -0.15%   -0.25%   -5.76%   4.82%   -2.93%   0.83%   2.97%
  04/24/2001
Small Cap Index VIP A   14.883945   -3.95%   -2.33%   0.03%   12.33%   -7.18%   -1.03%   1.79%*
  08/22/1997

 Fidelity Management & Research Company
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
VIP Contrafund SC   30.706663   -2.18%   1.05%   -2.27%   10.19%   -7.06%   0.68%   1.69%*
  11/03/1997
VIP High Income SC   10.671728   0.65%   5.24%   7.18%   17.54%   5.04%   5.35%   0.83%*
  11/03/1997
VIP Investment Grade Bond IC   21.111737   0.99%   3.54%   7.51%   10.21%   6.84%   4.94%   5.78%*
  12/05/1988
VIP Mid Cap SC   40.947360   3.11%   5.69%   8.67%   23.04%   -2.05%   4.33%   7.29%*
  12/28/1998
VIP Strategic Income IC   13.054609   0.96%   5.26%   6.48%   13.03%   8.28%   6.67%   6.63%
  12/23/2003

 Franklin Advisors, Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Templeton Global Bond Securities 2   22.824425   1.13%   5.74%   9.26%   16.60%   13.00%   10.80%   11.25%*
  01/06/1999

 Invesco Advisors Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
V.I. Financial Services I   6.791818   -5.07%   -3.10%   -3.90%   1.73%   -25.52%   -13.61%   -6.24%*
  09/20/1999
V.I. Global Health Care I   19.585582   -0.18%   -1.01%   -6.66%   3.21%   -3.77%   -0.05%   -0.55%*
  05/21/1997
V.I. International Growth I   26.417110   0.29%   8.46%   -1.69%   12.02%   -6.85%   4.03%   0.71%*
  05/05/1993
V.I. Leisure I   6.600000   -0.35%   -2.94%   0.56%   13.77%   -11.16%   -1.55%   1.19%
  04/30/2002
V.I. Technology I   11.799378   -3.09%   -1.88%   -6.20%   9.47%   -7.40%   0.01%   -13.24%*
  05/20/1997

 Janus
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Janus Portfolio   20.963941   -0.85%   1.81%   -1.55%   12.61%   -5.52%   0.91%   -4.77%*
  09/13/1993

 Massachusette Financial Services Company
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Research International IC   10.987618   -0.33%   9.31%   -4.70%   5.58%   -9.18%   1.59%   3.50%
  04/29/2005
Utilities IC   24.444856   0.74%   10.39%   1.47%   14.98%   -2.76%   6.90%   4.58%*
  01/03/1995

 Morgan Stanley Investment Mgmt, Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Emerging Markets Equity I   18.330767   1.22%   12.32%   3.45%   22.57%   -4.03%   10.61%   7.28%*
  10/01/1996

 Neuberger Berman Management LLC
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
AMT Balanced I   24.777564   -0.68%   1.47%   3.81%   13.97%   -7.48%   0.04%   -2.82%*
  02/28/1989
AMT Growth I   39.113457   -1.43%   1.61%   5.37%   21.47%   -7.21%   2.22%   -5.01%*
  09/10/1984
AMT Partners I   26.040426   -4.24%   -0.15%   -4.85%   8.29%   -9.61%   -2.91%   0.96%*
  03/22/1994
AMT Regency I   12.956257   -2.21%   1.93%   3.18%   18.67%   -6.33%   -1.50%   4.48%
  08/22/2001
AMT Short Duration Bond I   20.926309   0.20%   1.23%   3.87%   7.19%   0.75%   1.70%   2.71%*
  09/10/1984

 Pacific Investment Mgmt Co. LLC (PIMCO)
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Total Return Adm   12.340359   1.02%   3.87%   7.65%   10.11%   9.61%   6.18%   5.70%*
  12/31/1997
VIT CommodityRealReturn Strategy Adm   9.809804   -0.55%   9.28%   -0.09%   17.19%   -1.96%   -2.23%   2.42%
  06/30/2004

 Rydex/Security Global Investors
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Government Long Bond 1.2x   21.059277   7.50%   12.25%   25.96%   16.37%   10.14%   4.57%   6.17%*
  08/18/1997
Inverse S&P 500   5.166464   1.23%   -3.01%   -1.98%   -14.20%   -0.34%   -2.29%   -0.22%*
  06/10/1997
NASDAQ-100   15.611507   -2.43%   -1.22%   -2.88%   12.60%   -4.08%   1.60%   -9.57%*
  05/07/1997
Nova   8.033438   -2.93%   1.11%   -5.04%   12.10%   -17.25%   -6.65%   -8.07%*
  05/07/1997
Precious Metals   14.050750   8.03%   7.61%   8.06%   33.16%   5.85%   12.03%   12.17%*
  05/29/1997

 T. Rowe Price Associates, Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Blue Chip Growth   9.126015   -2.06%   -0.68%   -4.62%   9.64%   -7.19%   -0.24%   -1.15%
  12/29/2000

 Third Avenue Management LLC
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Value   24.909002   -0.81%   5.27%   -4.29%   10.00%   -9.84%   -2.20%   6.15%*
  09/14/1999

 Wells Fargo Funds Management, LLC
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
Advantage VT Discovery   16.402533   -1.56%   1.47%   7.22%   25.58%   -4.67%   3.32%   3.55%*
  05/11/1992
Advantage VT Opportunity   48.168874   -1.80%   0.82%   1.38%   15.96%   -4.02%   1.38%   1.88%*
  05/08/1992

 The Vanguard Group, Inc.
Investment Option Unit
Price
  1
Month**
  3
Month**
  Year to
Date**
  1
Year
  3
Year
  5
Year
  10 Year
(or life of fund)
  Inception
Date
VIF Money Market   1.192530   -0.02%   -0.08%   -0.23%   -0.32%   1.17%   2.44%   2.19%*
  05/02/1991


Current earnings for this portfolio are more closely reflected in the yield, quoted below, than the total return quoted above.
Vanguard Money Market: as of date shown above 7-Day Yield -0.30%, effective yield -0.30%
Ameritas Fixed Account current rate 3.70%
Initial rates guaranteed from policy date until policy anniversary. Thereafter, all amounts will earn the interest rate declared in the month of the last policy anniversary.


* 10-year figure
** Returns are cumulative, not average annual

Non-standardized Performance Data
Non-standardized average annual total return for a specific period is calculated by taking a hypothetical $1,000 investment in a subaccount at the offering on the first day of the period ("initial investment"), and computing the ending redeemable value ("redeemable value") of that investment at the end of the period. The redeemable value is then divided by the initial investment and expressed as a percentage. Where a subaccount has less than 10 years of performance data, the non-standardized average annual total returns are shown for periods beginning on the inception date of the subaccount's underlying series fund portfolio.

Non-standardized performance returns are then annualized and reflect charges levied upon policy separate account assets only. Thus, like standardized performance returns, the non-standardized returns reflect fund company expenses and the current policy mortality and expense charge. Unlike standardized total returns, the non-standardized returns do not reflect any policy fee. This product has no withdrawal charge or other recurring charges levied against policy value. For these reasons, non-standardized total returns for a subaccount are usually higher than standardized total returns for a subaccount. Some portfolio advisors have agreed to limit their expenses; without these limits, performance would have been lower. Yields shown are "annualized" yields. This means the income generated during the measured seven days is assumed to be generated each week over a 52 week period, and not reinvested, and is shown as a percentage of the investment. See the prospectus for detailed information about policy charges, including maximum charges and fund expenses.

Calvert Asset Management Company, Inc. (Calvert) is the advisor of the Calvert Variable Products (Calvert VP) portfolios. Calvert is an affiliate of Ameritas Life Insurance Corp. Each company is solely responsible for its own financial condition and contractual obligations.

Past performance is no guarantee of future results. The return and principal value of an investment will fluctuate so that investor's shares, when redeemed, may be worth more or less than their original cost.


This is not an offer in any jurisdiction, nor is it specifically directed to residents of any jurisdiction. This policy may only be sold
pursuant to a prospectus and in those states where it is approved.

Not FDIC Insured May Lose Value No Bank Guarantee