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| Calvert Asset Management, Inc. | |||||||||||||||||||||||
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| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
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| VP EAFE International Index | 66.805224 | -0.52% | 8.99% | -6.13% | 1.22% | -11.35% | -0.62% | 5.70% | 11/12/2002 | ||||||||||||||
| VP S&P 500 Index | 71.932929 | -1.81% | 1.03% | -2.78% | 8.80% | -9.06% | -1.81% | -3.08%* | 12/29/1995 | ||||||||||||||
| VP S&P MidCap 400 Index | 56.180297 | -1.89% | 0.35% | 2.37% | 16.05% | -5.10% | 0.48% | 2.53%* | 05/03/1999 | ||||||||||||||
| VP Small Cap Growth | 40.420725 | -2.87% | 0.14% | 4.10% | 21.91% | -3.98% | 2.75% | -5.68%* | 11/01/1999 | ||||||||||||||
| VP SRI Balanced | 1.955078 | -0.36% | 1.52% | 0.94% | 9.48% | -5.24% | -1.24% | -1.34%* | 09/02/1986 | ||||||||||||||
| VP SRI Large Cap Value | 59.195724 | -2.13% | 0.27% | -4.04% | 6.44% | -11.41% | -2.35% | 2.40%* | 08/15/1984 | ||||||||||||||
| VP SRI Mid Cap Growth | 27.353681 | -3.45% | -1.29% | 2.84% | 22.34% | -5.14% | -0.98% | -3.13%* | 07/16/1991 | ||||||||||||||
| VP SRI Strategic | 17.946527 | -2.41% | 0.27% | -5.68% | 4.97% | -8.19% | 0.58% | -7.47%* | 11/01/1999 | ||||||||||||||
| Fidelity Management & Research Company | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
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| VIP Asset Manager IC | 33.253800 | -0.78% | 2.47% | 1.41% | 11.05% | -0.91% | 2.44% | 0.85%* | 09/06/1989 | ||||||||||||||
| VIP Asset Manager: Growth IC | 19.658861 | -1.27% | 2.44% | -0.71% | 11.33% | -3.62% | 1.17% | -1.39%* | 01/03/1995 | ||||||||||||||
| VIP Contrafund IC | 36.185290 | -2.28% | 0.89% | -2.62% | 9.56% | -7.57% | 0.13% | 1.14%* | 01/03/1995 | ||||||||||||||
| VIP Equity-Income IC | 48.424912 | -2.83% | 0.18% | -3.15% | 6.78% | -12.16% | -2.78% | 0.00%* | 10/09/1986 | ||||||||||||||
| VIP Growth IC | 50.039693 | -1.87% | -0.10% | -1.07% | 11.57% | -10.69% | -2.16% | -5.85%* | 10/09/1986 | ||||||||||||||
| VIP High Income IC | 37.193358 | 0.59% | 5.24% | 6.70% | 17.05% | 4.48% | 4.77% | 2.49%* | 09/19/1985 | ||||||||||||||
| VIP Investment Grade Bond IC | 29.297597 | 0.94% | 3.38% | 7.07% | 9.53% | 6.16% | 4.26% | 5.06%* | 12/05/1988 | ||||||||||||||
| VIP Overseas IC | 26.544060 | -0.73% | 8.08% | -5.74% | 3.47% | -11.36% | -0.27% | -1.56%* | 01/28/1987 | ||||||||||||||
| Fred Alger Management Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
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| Balanced I-2 | 30.975247 | -0.48% | 1.80% | 0.02% | 8.47% | -3.86% | 0.18% | -0.44%* | 09/05/1989 | ||||||||||||||
| Invesco Advisors Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
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| Global Value Equity I | 14.118882 | -0.82% | 5.81% | -3.22% | 3.69% | -12.98% | -3.30% | -0.16%* | 01/02/1997 | ||||||||||||||
| Massachusette Financial Services Company | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
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| New Discovery IC | 17.893423 | -1.08% | 2.14% | 4.74% | 22.58% | -0.86% | 3.08% | -0.99%* | 05/01/1998 | ||||||||||||||
| Strategic Income IC | 17.497369 | 1.00% | 5.19% | 7.28% | 12.80% | 5.20% | 4.14% | 5.05%* | 06/14/1994 | ||||||||||||||
| Utilities IC | 46.874486 | 0.69% | 10.22% | 1.05% | 14.26% | -3.38% | 6.21% | 3.90%* | 01/03/1995 | ||||||||||||||
| Morgan Stanley Investment Mgmt, Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
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| Emerging Markets Equity I | 23.317305 | 1.17% | 12.15% | 3.02% | 21.81% | -4.65% | 9.89% | 6.58%* | 10/01/1996 | ||||||||||||||
| International Magnum I | 11.970835 | -0.73% | 8.12% | -7.37% | 2.75% | -11.34% | -0.47% | -1.13%* | 01/02/1997 | ||||||||||||||
| U.S. Real Estate I | 29.760994 | 1.87% | 7.50% | 18.23% | 43.33% | -6.49% | 1.35% | 9.39%* | 03/03/1997 | ||||||||||||||
| Calvert Asset Management, Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
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| VP Money Market | 2.112486 | -0.09% | -0.26% | -0.70% | -0.97% | 0.63% | 1.76% | 1.43%* | 10/29/1999 | ||||||||||||||
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Performance Data The above performance returns reflect fees and charges assessed by the fund companies and current mortality and expenses and administrative risk charges deducted from separate account assets. Some portfolio advisors have agreed to limit their expenses; without these limits, performance would have been lower. The above returns do not reflect the individual cost of insurance, monthly administrative, or surrender charges associated with the policy and levied on total policy value, or premium taxes levied by some states. Had these fees and charges been deducted, the performance quoted would have been lower. Yields shown are "annualized" yields. This means income generated during the measured seven days is assumed to be generated each week over a 52 week period, and not reinvested, and is shown as a percentage of the investment. We encourage you to obtain a personalized illustration which reflects all charges of the policy and the impact of those charges upon performance; contact your registered representative or us. See the prospectus for detailed information about policy charges and fund expenses. Inception date is the date the underlying portfolio was established. Performance data will be calculated based on the performance of the underlying portfolio and the assumption that the subaccounts were in existence for the same periods as those indicated for the underlying portfolio with the level of policy charges that were in effect at the inception of the subaccount. The performance data quoted represents past performance. Past performance is no guarantee of future results. The return and principal value of an investment will fluctuate so that an investor's policy, when redeemed, may be worth more or less than the original cost. Current performance may be lower or higher than performance data quoted. Please Note: The following footnotes may not apply to all products.
Risks of Certain Kinds of Portfolios Money Market Risk. Money market investment options are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency. Although the portfolio seeks to preserve the value of your investment at $1.00 per unit, it is possible to lose money by investing in this portfolio. Overseas/emerging market, sector, and high income and small cap portfolios involve additional risk than may exist in portfolios investing in larger, more established or diversified companies in established countries. High Yield Risk. Investment options that may invest up to 100% of net assets in lower rated bonds, commonly known as "junk bonds," entail greater risk than those portfolios that invest in higher rated securities. International/Global/Emerging Markets Risk. International and global investment options involve risks associated with changes in currency values, economic, political and social uncertainty and market price swings. International and global portfolios may exhibit greater volatility of returns in the short-term. Risks that may be associated with investments in emerging markets include illiquidity and volatility. Leveraged Risk. Investment options that borrow money to leverage involve more risk than portfolios that do not borrow money because the cost of borrowing money could exceed the returns for securities purchased or the securities purchased may go down in value. Nondiversified Risk. Investment options that often invest in a more limited number of issuers involve more risk than portfolios that invest in a larger number of issuers because changes in the financial condition or market value of a single issuer may cause great volatility. Sector Concentration Risk. Investment options that are at times more heavily invested in certain economic sectors may have more volatile performance than that of more broad-based portfolios. Small Company Risk. Small company stocks, as a whole, may experience larger price fluctuations than large company stocks or other types of investments. Small companies tend to have shorter operating histories and may have less experienced management.
Additional Information The Calvert VP EAFE International Index portfolio is not sponsored, endorsed, sold or promoted by Morgan Stanley Capital International, Inc. (MSCI) or any affiliate of MSCI and MSCI makes no representation regarding the advisability of investing in the portfolio. “Nasdaq” and related marks are trademarks or service marks of The Nasdaq Stock Market, Inc. and have been licensed for use for certain purposes by Calvert Group, Ltd. and the Nasdaq–100® Index Portfolio. The Nasdaq–100® Index is composed and calculated by Nasdaq without regard to Calvert Asset Management Company, Inc. Nasdaq makes no warranty, express or implied, and bears no liability with respect to the Calvert VP Nasdaq 100 Index Portfolio. The “Russell 2000 Index” is a trademark/service mark of the Frank Russell Company. Russell is a trademark of the Frank Russell Company. Calvert Asset Management Company, Inc. and the Calvert VP Russell 2000 Small Cap Index Portfolio are not promoted, sponsored or endorsed by, nor in any way affiliated with Frank Russell Company. Frank Russell Company is not responsible for and makes no representation or warranty, express or implied, as to its accuracy, or completeness, or otherwise. “S&P 500®” and “S&P MidCap 400 Index” are trademarks of McGraw-Hill, Inc. The Calvert VP S&P MidCap 400 and S&P 500 Index Portfolios are not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor’s makes no representation regarding the advisability of investing in the portfolios. The Fixed Account is backed by the claims-paying ability of the insurance company issuing the policy. Calvert Asset Management Company, Inc. (Calvert) is the advisor of the Calvert Variable Products (Calvert VP) portfolios. Calvert is an affiliate of Ameritas Life Insurance Corp. Each company is solely responsible for its own financial condition and contractual obligations. Variable products are issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. They include risk of loss, including principal. Before investing, carefully consider the investment objectives, risks, charges and expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Read the prospectuses carefully before investing.
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This is not an offer in any jurisdiction, nor is it specifically directed to residents of any jurisdiction. This policy may only be sold pursuant to a prospectus and in those states where it is approved.
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