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| American Century Investment Mgmt, Inc. | |||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
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| VP Income & Growth I | 6.542145 | -2.33% | -0.63% | -3.36% | 6.18% | -10.81% | -3.11% | -2.17%* | 10/30/1997 | ||||||||||||||
| VP Mid Cap Value I | 12.795641 | -0.96% | 1.84% | 1.92% | 16.24% | -2.73% | 3.19% | 4.54% | 12/01/2004 | ||||||||||||||
| Calvert Asset Management, Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| VP Barclays Capital Aggregate Bond Index | 54.566522 | 0.99% | 3.65% | 7.05% | 7.61% | 6.69% | 4.87% | 4.01% | 03/31/2003 | ||||||||||||||
| VP EAFE International Index | 69.114034 | -0.49% | 9.10% | -5.89% | 1.52% | -11.02% | -0.24% | 6.10% | 11/12/2002 | ||||||||||||||
| VP Income | 23.339201 | 1.59% | 3.23% | 6.63% | 11.69% | 4.67% | 3.96% | 5.43% | 04/30/2002 | ||||||||||||||
| VP Inflation Protected Plus | 57.747079 | 2.21% | 3.34% | 6.35% | 8.44% | 5.09% | N/A | 5.27% | 12/28/2006 | ||||||||||||||
| VP Lifestyle Aggressive | 43.487416 | -1.31% | 2.45% | -1.20% | 7.65% | -5.46% | N/A | -3.51% | 12/28/2006 | ||||||||||||||
| VP Lifestyle Conservative | 50.191638 | -0.45% | 2.73% | 1.57% | 6.74% | -0.23% | N/A | 0.64% | 12/28/2006 | ||||||||||||||
| VP Lifestyle Moderate | 45.574149 | -0.89% | 2.46% | 0.06% | 7.12% | -4.31% | N/A | -2.62% | 12/28/2006 | ||||||||||||||
| VP Mid Cap Value | 19.828204 | -0.36% | 2.48% | 0.31% | 14.87% | -8.29% | -2.49% | 2.81% | 01/02/2001 | ||||||||||||||
| VP Nasdaq 100 Index | 4.738642 | -2.37% | -0.96% | -2.47% | 13.33% | -3.65% | 2.01% | -8.85%* | 04/27/2000 | ||||||||||||||
| VP Natural Resources | 44.767437 | -0.62% | 5.89% | -5.15% | 8.51% | -5.96% | N/A | -3.21% | 12/28/2006 | ||||||||||||||
| VP Russell 2000 Small Cap Index | 12.209135 | -3.96% | -2.55% | -0.20% | 11.67% | -7.53% | -1.36% | 1.27%* | 04/27/2000 | ||||||||||||||
| VP S&P 500 Index | 72.408363 | -1.78% | 1.12% | -2.55% | 9.20% | -8.71% | -1.42% | -2.69%* | 12/29/1995 | ||||||||||||||
| VP S&P MidCap 400 Index | 16.980112 | -1.86% | 0.44% | 2.61% | 16.48% | -4.73% | 0.88% | 2.94%* | 05/03/1999 | ||||||||||||||
| VP Small Cap Growth | 30.910290 | -2.84% | 0.23% | 4.35% | 22.36% | -3.61% | 3.15% | -5.28%* | 11/01/1999 | ||||||||||||||
| VP SRI Balanced | 2.027194 | -0.33% | 1.61% | 1.18% | 9.89% | -4.87% | -0.85% | -0.93%* | 09/02/1986 | ||||||||||||||
| VP SRI Equity | 16.994579 | -1.05% | 0.28% | -2.37% | 8.59% | -4.77% | 0.10% | 1.55% | 04/30/2002 | ||||||||||||||
| VP SRI Large Cap Value | 59.586705 | -2.10% | 0.36% | -3.82% | 6.83% | -11.06% | -1.96% | 2.81%* | 08/15/1984 | ||||||||||||||
| VP SRI Mid Cap Growth | 26.539436 | -3.42% | -1.20% | 3.08% | 22.79% | -4.77% | -0.59% | -2.72%* | 07/16/1991 | ||||||||||||||
| VP SRI Strategic | 19.051541 | -2.38% | 0.36% | -5.46% | 5.36% | -7.83% | 0.98% | -7.10%* | 11/01/1999 | ||||||||||||||
| Deutsche Invstmt Mgmt Americas Inc (DWS) | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| Dreman Small Mid Value VIP A | 10.161739 | -1.74% | 0.59% | 0.12% | 15.50% | -6.22% | 1.73% | 7.88%* | 05/01/1996 | ||||||||||||||
| Global Thematic VIP A | 8.136444 | -0.69% | 5.96% | -1.84% | 10.50% | -10.53% | 1.47% | 1.52%* | 05/01/1998 | ||||||||||||||
| Fidelity Management & Research Company | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| VIP Asset Manager SC2 | 17.943132 | -0.76% | 2.53% | 1.45% | 11.15% | -0.78% | 2.58% | 0.99%* | 01/12/2000 | ||||||||||||||
| VIP Asset Manager: Growth SC2 | 14.006069 | -1.33% | 2.49% | -0.64% | 11.36% | -3.51% | 1.27% | -1.34%* | 01/12/2000 | ||||||||||||||
| VIP Contrafund SC2 | 29.685269 | -2.24% | 0.95% | -2.57% | 9.68% | -7.44% | 0.27% | 1.32%* | 01/12/2000 | ||||||||||||||
| VIP Equity-Income SC2 | 23.298941 | -2.78% | 0.22% | -3.02% | 7.00% | -12.03% | -2.63% | 0.16%* | 01/12/2000 | ||||||||||||||
| VIP Growth SC2 | 28.158154 | -1.86% | -0.07% | -0.97% | 11.72% | -10.56% | -2.02% | -5.70%* | 01/12/2000 | ||||||||||||||
| VIP High Income SC2 | 11.341510 | 0.46% | 5.07% | 6.72% | 17.03% | 4.59% | 4.88% | 2.62%* | 01/12/2000 | ||||||||||||||
| VIP Investment Grade Bond SC2 | 18.968139 | 0.91% | 3.31% | 7.06% | 9.59% | 6.29% | 4.40% | 5.22%* | 01/12/2000 | ||||||||||||||
| VIP Mid Cap SC2 | 27.283074 | 3.05% | 5.58% | 8.39% | 22.56% | -2.41% | 3.92% | 6.92%* | 01/12/2000 | ||||||||||||||
| VIP Overseas SC2 | 18.131754 | -0.77% | 8.11% | -5.69% | 3.51% | -11.24% | -0.13% | -1.37%* | 01/12/2000 | ||||||||||||||
| Fred Alger Management Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| Balanced I-2 | 15.505183 | -0.45% | 1.89% | 0.26% | 8.87% | -3.49% | 0.58% | -0.02%* | 09/05/1989 | ||||||||||||||
| Invesco Advisors Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| Global Value Equity I | 12.817863 | -0.79% | 5.90% | -2.99% | 4.08% | -12.64% | -2.91% | 0.24%* | 01/02/1997 | ||||||||||||||
| V.I. Dynamics I | 13.262111 | -2.70% | -0.98% | -1.54% | 14.91% | -10.00% | -1.19% | -5.90%* | 08/27/1997 | ||||||||||||||
| V.I. Global Real Estate I | 12.748967 | 2.22% | 11.75% | 5.57% | 19.69% | -10.38% | 0.74% | 8.55%* | 03/31/1998 | ||||||||||||||
| V.I. International Growth I | 26.257893 | 0.27% | 8.40% | -1.86% | 11.73% | -7.08% | 3.77% | 0.46%* | 05/05/1993 | ||||||||||||||
| Massachusette Financial Services Company | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| New Discovery IC | 18.181567 | -1.05% | 2.23% | 4.98% | 23.03% | -0.47% | 3.49% | -0.58%* | 05/01/1998 | ||||||||||||||
| Research International IC | 10.919861 | -0.35% | 9.24% | -4.87% | 5.31% | -9.41% | 1.34% | 3.24% | 04/29/2005 | ||||||||||||||
| Strategic Income IC | 16.696240 | 1.03% | 5.28% | 7.54% | 13.22% | 5.61% | 4.56% | 5.48%* | 06/14/1994 | ||||||||||||||
| Total Return IC | 18.080942 | -0.71% | 2.40% | 0.66% | 7.07% | -2.90% | 0.89% | 3.02%* | 01/03/1995 | ||||||||||||||
| Utilities IC | 37.549216 | 0.72% | 10.32% | 1.29% | 14.69% | -3.00% | 6.63% | 4.32%* | 01/03/1995 | ||||||||||||||
| Morgan Stanley Investment Mgmt, Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| Emerging Markets Equity I | 20.354399 | 1.20% | 12.25% | 3.26% | 22.26% | -4.28% | 10.33% | 7.01%* | 10/01/1996 | ||||||||||||||
| International Magnum I | 11.977718 | -0.70% | 8.21% | -7.16% | 3.13% | -10.99% | -0.07% | -0.71%* | 01/02/1997 | ||||||||||||||
| U.S. Real Estate I | 27.768390 | 1.90% | 7.60% | 18.51% | 43.85% | -6.12% | 1.75% | 9.84%* | 03/03/1997 | ||||||||||||||
| Neuberger Berman Management LLC | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| AMT Regency I | 13.103263 | -2.23% | 1.87% | 3.00% | 18.36% | -6.55% | -1.74% | 4.22% | 08/22/2001 | ||||||||||||||
| Pacific Investment Mgmt Co. LLC (PIMCO) | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| Total Return Adm | 12.311132 | 1.00% | 3.81% | 7.47% | 9.82% | 9.33% | 5.91% | 5.43%* | 12/31/1997 | ||||||||||||||
| T. Rowe Price Associates, Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| Blue Chip Growth-II | 8.912523 | -2.23% | -0.86% | -5.06% | 9.03% | -7.73% | -0.77% | 0.90% | 04/30/2002 | ||||||||||||||
| The Dreyfus Corporation | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| MidCap Stock Service | 16.987233 | -1.71% | 0.62% | 3.68% | 18.22% | -7.29% | -1.97% | 0.99%* | 05/01/1998 | ||||||||||||||
| Third Avenue Management LLC | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| Value | 24.309490 | -0.83% | 5.20% | -4.45% | 9.72% | -10.06% | -2.45% | 5.89%* | 09/14/1999 | ||||||||||||||
| Calvert Asset Management, Inc. | |||||||||||||||||||||||
| Investment Option | Unit Price |
1 Month** |
3 Month** |
Year to Date** |
1 Year |
3 Year |
5 Year |
10 Year (or life of fund) |
Inception Date |
||||||||||||||
| VP Money Market | 1.177250 | -0.06% | -0.17% | -0.47% | -0.60% | 1.02% | 2.16% | 1.83%* | 10/29/1999 | ||||||||||||||
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THE PERFORMANCE DATA QUOTED REPRESENTS PAST PERFORMANCE AND IS NOT INDICATIVE OF FUTURE RESULTS. The investment return and principal value of an investment will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance data quoted. Some portfolio advisors have agreed to limit their expenses; without these limits, performance would have been lower. The returns are before-tax average annual total returns which assume reinvestment of dividends and capital gains. They do not assume surrender charges, which may be as high as 8%. If included the returns would have been lower. Non-standardized average annual total return for a specific period is calculated by taking a hypothetical $1,000 investment in a subaccount on the first day of the period ("initial investment"), and computing the ending redeemable value ("redeemable value") of that investment at the end of the period. The redeemable value is then divided by the initial investment and expressed as a percentage. Non-standardized performance returns are then annualized and reflect charges levied upon policy separate account assets only. Thus, like standardized performance returns, the nonstandardized returns reflect fund company expenses, the current policy mortality and expense risk charge of 0.65% (max. 0.75%), and the current percentage administrative expense charge of 0.20% (max. 0.25%). Unlike standardized total returns, the non-standardized returns do not reflect any withdrawal charges, any policy fee or other charges not levied solely upon the separate account. For these reasons, non-standardized total returns for a subaccount are usually higher than standardized total returns for a subaccount. Medley offers a variety of optional features for a charge, some of which are effectively mutually exclusive or used only in limited situations. Thus, the standardized average annual total returns above also reflect 0.45% of other current policy value annual expenses for these optional features: the 10% "Free" Partial Withdrawal (current charge 0.10%; 0.15% max.) and the 1-year Periodic Step-Up Guaranteed Minimum Death Benefit (current charge 0.35; 0.55% max.). See the prospectus for detailed information about policy charges, including maximum charges and fund expenses. Overture Medley® variable annuity (Form 4888) is issued by Ameritas Life Insurance Corp. and underwritten by its affiliate Ameritas Investment Corp. Variable annuities are suitable for long-term investing and subject to investment risk, including possible loss of principal. This material must be accompanied by current product and investment options prospectuses. Please read them carefully before you invest or send money. We encourage you to obtain a personalized illustration which reflects all charges of the policy and the impact of those charges upon performance; contact your registered representative or us. See the prospectus for detailed information about policy charges and fund expenses. Please Note: The following footnotes may not apply to all products.
Risks of Certain Kinds of Portfolios Money Market Risk. Money market investment options are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other governmental agency. Although the portfolio seeks to preserve the value of your investment at $1.00 per unit, it is possible to lose money by investing in this portfolio. Overseas/emerging market, sector, and high income and small cap portfolios involve additional risk than may exist in portfolios investing in larger, more established or diversified companies in established countries. High Yield Risk. Investment options that may invest up to 100% of net assets in lower rated bonds, commonly known as "junk bonds," entail greater risk than those portfolios that invest in higher rated securities. International/Global/Emerging Markets Risk. International and global investment options involve risks associated with changes in currency values, economic, political and social uncertainty and market price swings. International and global portfolios may exhibit greater volatility of returns in the short-term. Risks that may be associated with investments in emerging markets include illiquidity and volatility. Leveraged Risk. Investment options that borrow money to leverage involve more risk than portfolios that do not borrow money because the cost of borrowing money could exceed the returns for securities purchased or the securities purchased may go down in value. Nondiversified Risk. Investment options that often invest in a more limited number of issuers involve more risk than portfolios that invest in a larger number of issuers because changes in the financial condition or market value of a single issuer may cause great volatility. Sector Concentration Risk. Investment options that are at times more heavily invested in certain economic sectors may have more volatile performance than that of more broad-based portfolios. Small Company Risk. Small company stocks, as a whole, may experience larger price fluctuations than large company stocks or other types of investments. Small companies tend to have shorter operating histories and may have less experienced management.
Additional Information The Calvert VP EAFE International Index portfolio is not sponsored, endorsed, sold or promoted by Morgan Stanley Capital International, Inc. (MSCI) or any affiliate of MSCI and MSCI makes no representation regarding the advisability of investing in the portfolio. “Nasdaq” and related marks are trademarks or service marks of The Nasdaq Stock Market, Inc. and have been licensed for use for certain purposes by Calvert Group, Ltd. and the Nasdaq -100® Index Portfolio. The Nasdaq -100® Index is composed and calculated by Nasdaq without regard to Calvert Asset Management Company, Inc. Nasdaq makes no warranty, express or implied, and bears no liability with respect to the Calvert VP Nasdaq 100 Index Portfolio. The “Russell 2000 Index” is a trademark/service mark of the Frank Russell Company. Russell is a trademark of the Frank Russell Company. Calvert Asset Management Company, Inc. and the Calvert VP Russell 2000 Small Cap Index Portfolio are not promoted, sponsored or endorsed by, nor in any way affiliated with Frank Russell Company. Frank Russell Company is not responsible for and makes no representation of warranty, express or implied, as to its accuracy, or completeness, or otherwise. “S&P 500®” and “S&P MidCap 400 Index” are trademarks of McGraw-Hill, Inc. The Calvert VP S&P MidCap 400 and S&P 500 Index Portfolios are not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's makes no representation regarding the advisability of investing in the portfolios. The Fixed Account is backed by the claims-paying ability of the insurance company issuing the policy. Calvert Asset Management Company, Inc. (Calvert) is the advisor of the Calvert Variable Products (Calvert VP) portfolios. Calvert is an affiliate of Ameritas Life Insurance Corp. Each company is solely responsible for its own financial condition and contractual obligations.
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This is not an offer in any jurisdiction, nor is it specifically directed to residents of any jurisdiction. This policy may only be sold pursuant to a prospectus and in those states where it is approved.
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