starting a new job
Begin with a solid financial strategy.
Putting off the basics when you’re just starting out, like reducing debt, starting a savings program and planning for retirement, only makes things more difficult down the road. The sooner you start the better off you are.
You’ll want to create an emergency fund equal to three to six month's worth of basic living expenses. When you consider all the demands on your monthly budget, the thought of setting aside money for long-term savings probably seems daunting. Fortunately, time is on your side. Hypothetically speaking, through the power of compound interest, just $25 a week set aside over 15 years builds a nest egg of more than $31,000, assuming a 6% annual return. (Your actual results may vary.)
If you haven’t already, enroll in your company’s 401(k) retirement savings plan. As this may likely be the primary source of your retirement savings, the earlier you start, the better. Many companies even match employee 401(k) contributions, so make the most of this free money.
It's also important to protect your dental, vision and hearing for the long run. If your employer offers these benefits, that’s wonderful! If not, check out our individual plans. These plans are portable and go where you go.
Life will never be free from uncertainty. But when uncertainty is minimized, life can be maximized. Our products help individuals, families and businesses protect what matters most.
We provide quality dental, vision and hearing care plans to over 5.4 million people that fit their specific needs.
The ability to work and earn a living makes everything else possible. It’s your most valuable asset. Your income earning potential can be protected with disability income insurance.
We offer a wide range of products and services geared to help you reach your unique financial goals.