DCSIMG
dental, vision, hearing, and edge

dental, vision and hearing

Products and Services

When organizations want to offer the best dental and vision care benefits to attract and retain the best employees, they need look no further than Ameritas. Want to include hearing care benefits, too? No problem. We have the benefit plans that keep organizations like yours in the game by helping keep plan members and their loved ones happy. It all begins by fulfilling life. And that’s what we do best.

 

Traditional Tailored Indemnity

We offer a full line of traditional indemnity dental products that are made to order. Providing dental benefits for a wide range of needs is something we’re really good at. We specialize in it. And since customer needs always come first, that makes for a great fit.

Value Source® 

We think quality dental plans should be affordable. That’s why we offer Value Source, a plan that provides quality benefits at a reasonable price. With a combination of traditional benefits and savvy cost controls, we’ll help keep expenses in check.

EssentialDental® 

With coverage options that center around good dental care basics, EssentialDental is designed to keep smiles healthy and costs low.

Managed Care/Provider Network

Our managed care dental products help to balance cost and member choice by tailoring a plan that fulfills your specific needs.

Dental Rewards® 

Wouldn’t it be great if members were rewarded for practicing good oral wellness? With Dental Reward’s increasing annual maximum feature, they are rewarded. Members who don’t use much of their annual max can qualify to carry some of those unused dollars forward for use in future years. That way, the money is there when they need it most.

Orthodontia

We offer orthodontic benefits for children and adults. Add this feature to enhance your benefit package, and unleash the power of a great smile. Beautiful smiles and happy faces lead to achieving great things at work and in life.

Cosmetic

Today’s consumer wants to look good and feel good. Include teeth whitening (bleaching) and tooth-color composites on molars with your dental plan. Plan members and their loved ones will thank you.

High/Low

These voluntary plans offer members two dental procedure reimbursement levels with two corresponding premiums (high or low). All in one policy. Now that’s flexible.

Core/Buy-up

Consider funding a core benefit with the option of buying up to a richer benefit. This way, employers can offer a base benefit, and plan members who want more can have it.

Dual Choice Option

We’ve been in the business of providing quality group benefits long enough to know that people have different needs. Our dual option plans give employers the freedom to offer members one plan with two choices. That way, they can choose the right coverage at the right price.

$ensible Choice® 

$ensible Choice bases reimbursement on the dollar amount of your plan member's expense for dental care -- not on benefit types or procedure categories. And, depending on your needs and goals, ASO and qualifying fully insured groups can choose whether to include a set of smart cost management tools that help keep benefit costs predictable and rates stable.

Voluntary

An employer doesn’t need a lot of money to provide competitive benefits. With our voluntary plans, they can offer cost-effective benefits while members choose individually whether to participate and cover the costs.

ASO (Administrative Services Only)

We’re here to help make your life easier. We provide simplicity for your self-funded benefit plans. As members’ claims come to us for processing, we pay the claims and then notify the employer of the cost each week. We’ve got you covered, one claim at a time.

Small Group Trust

We employ small group managers specifically for fulfilling the needs of smaller organizations. Wellness benefits such as dental and vision are not just for big corporations. Local family businesses and smaller groups need them too, and we’re here to help.

Vision Perfect®

We understand that when it comes to benefits, surprises are a bad thing. That's why we offer Vision Perfect. This plan is based on a schedule of benefits, so members will know exactly what's covered and what to expect. The plan also offers increasing annual benefits so members have more benefit dollars each year.

Focus®

We do everything in our power to make sure you and your employees are satisfied. That includes offering Focus, our vision plans featuring the VSP® Signature and Choice networks. Choose a VSP vision provider for network savings and satisfaction.

ViewPointe®

Choice is a wonderful thing. So we created a complete vision portfolio that also features the EyeMed Vision Care® Access and Select nationwide vision provider networks. See what plan works best to fulfill your needs.

Exam or Materials Only

What if an employer already has a vision benefit, and just needs a little something to complement it? We offer vision exam only and vision materials only plans to fill these needs.

LASIK Advantage®

With LASIK Advantage, members can get benefits for a number of popular, well-established laser vision correction procedures. Benefits increase over time and can be added to virtually all of our dental and vision plans.

High/Low

These voluntary plans offer members two vision procedure reimbursement levels with two corresponding premiums (high or low). All in one policy. Nice!

Core/Buy-up

Consider funding a core benefit with the option of buying up to a richer benefit. This way, employers can offer a base benefit, and plan members who want more can have it.

Dual or Triple Choice

We offer dual and triple choice vision plans, allowing employers the option to select multiple vision products for members to choose from. There’s Vision Perfect, our own no-network reimbursement plan; Focus, featuring the VSP network; and ViewPointe, featuring the EyeMed network.

ASO (Administrative Services Only)

We keep things simple with your self-funded benefit plan. The same outstanding products and services that are available to our fully insured customers also are available to you on a per-capita basis. You pay the claims and leave the admin work to us.

Voluntary

Are benefit dollars tight? With our voluntary plans, the employer provides the vision benefit and members voluntarily sign up and pay for it.

EyeChoice®

Here we’ve got one brochure that includes our most popular vision plans, including rates. Choose from Vision Perfect, Focus or ViewPointe benefits. Contact your local Ameritas sales rep today and ask about this must-see brochure that's full of our top vision plans.

Fusion: The Ultimate Choice®

Members know their personal needs better than we do. That’s why we created Fusion, one plan featuring both dental and vision. Now, members gain control of their benefit dollars to help meet their family’s needs. Administrative cost savings are passed along, too.

Edge Dental and Vision

Created with the small group market in mind, this portfolio of canned plans includes the best of Ameritas’ dental and vision plan design elements. Simplicity is the name of the game with these plans. Individual dental plans also are available in the Edge Series.

Customers get everything they’ve come to expect from Ameritas, including the customer service excellence we’re famous for. Plus, there’s the added bonus of having a self-service broker/producer portal at ameritasgroup.com/edge.

SoundCare®

Thanks to the cranked-up volume of modern life, hearing loss is becoming a major health concern. It's striking at younger ages than ever before, and the problem is expected to grow. Our SoundCare coverage options for hearing exams, hearing aids and hearing aid maintenance are sound additions to a competitive benefits package.

My Dental Plan® and 20/20 Plus®

Our individual plans help individuals and their families keep their smiles and vision healthy. Since coverage is not tied to a group plan (such as through an employer), people can count on their protection regardless of employment status, retirement or age. For added value, members also receive savings on medical prescriptions at Walmart and Sam's Club pharmacies nationwide.

Those who can benefit from our individual plans include people who have no employer-sponsored coverage, such as seasonal and part-time workers or those entering retirement; membership organizations ineligible for group coverage; and people who are self-employed. The My Dental Plan and 20/20 Plus include three plan options so individuals can select what works best for their dental and vision health needs. Please Note: 20/20 Plus Plans are not available in New York. Plans are insured by Ameritas. Individual plans are administered by HealthPlan Services.
See our Non-NY plans and rates
See our NY plans and rates

 

Ameritas Provider Locator App

Need to find a dental network provider on the fly? Download our free app from the Apple or Android app store. Plus, view dental provider search results in English or Spanish.

Online/Electronic Services

Members and dental providers may sign up for secure online access to a wide variety of plan information.

Benefit administrators can enjoy secure online access to eServices for enrolling, changing or dropping employee coverage; paying the bill online and viewing employee effective dates, policy benefits and more. Check out the demo by visiting our Resource Center

ASO (Administrative Services Only)

Does your organization need a benefits administration expert? We can handle those tasks, including processing claims. Ameritas pays member claims and the organization reimburses us. ASO also is listed under Dental and Vision.

Customer Service

Get answers to your claims questions from award-winning claims representatives Monday through Thursday from 7 a.m. to Midnight and Friday from 7 a.m. to 6:30 p.m. Central Time. Languages spoken include English and Spanish in addition to multilingual interpretation through our language service.

It’s true. For seven years running, our claims contact center associates have earned BenchmarkPortal’s Center of Excellence award, an achievement held only by a handful of companies. They also placed in the Top 100 for Small Centers across North America. And, our contact center is accredited by URAC, the Utilization Review Accreditation Commission, an organization that accredits health plans and preferred provider organizations.

COE
Top 100
URAC Seal Logo

Prescription Drug Savings

Just for participating in our group dental, vision or hearing care plans, members and their covered dependents (even their pets) can save big on prescription medications through one of the world’s largest retailers. No additional cost. Only savings. Save at any Walmart or Sam’s Club pharmacy nationwide. This Rx discount is offered at no additional cost, and it is not insurance. Even if employees already have health insurance pharmacy benefits, they are welcome to check out this Rx discount.

Eyewear Savings

When members participate in our group dental, Vision Perfect, Fusion, LASIK Advantage or SoundCare plans, they can save on eyewear frames and lenses purchased at any Walmart Vision Center nationwide. It’s available without any additional cost to the plan premium.

Please note, this extra savings is not available on Walmart contact lense purchases. And because our Focus and ViewPointe plans already include network savings, these plans are excluded from this discount.

This information is provided by Ameritas Life Insurance Corp. [Ameritas Life] and Ameritas Life Insurance Corp. of New York [Ameritas of New York]. Group dental, vision and hearing care products [9000 Rev. 03-08, dates may vary by state] and individual dental and vision products [Indiv. 9000 Ed. 11-09] are issued by Ameritas Life. In New York, group dental, vision and hearing care products [9000 Rev. 03-08] and individual dental and vision products [Indiv. 9000 NY Ed. 11-09] are issued by Ameritas of New York. Some plan designs are not available in all areas. In Texas, our PPO network and plans are referred to as the Ameritas Dental Network.

Some states require that producers be appointed with Ameritas Life or Ameritas of New York before soliciting our products. To become appointed with Ameritas Life, please call 800-659-2223. To become appointed with Ameritas of New York, please call 800-201-8562. Most plans for groups with 26 or more enrolled lives are administered by Ameritas Life or Ameritas of New York. Billing and eligibility for most plans with 25 or fewer enrolled lives are provided by HealthPlan Services, Inc.

Ameritas, the bison design, "fulfilling life" and product names designated with SM or ® are service marks or registered service marks of Ameritas Life, affiliate Ameritas Holding Company or Ameritas Mutual Holding Company. All other brands are property of their respective owners. © 2014 Ameritas Mutual Holding Company.

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