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Annuities

annuities

Prepare for retirement and more

Most of us can expect to live a long, healthy life—well into our 80s and beyond. That’s the good news. To live life to its fullest, you need to be financially prepared. At Ameritas, we believe it’s possible to be prepared for retirement. And annuities can help.

An annuity is a contract between you and an insurance company which provides for future income payments in exchange for your investment. Annuities are long-term savings vehicles designed to grow up to retirement and then to turn that money into an income stream you cannot outlive.

Ways to Use an Annuity

If you’re already contributing the maximum to other retirement plans, like an IRA or 401(k), an annuity is an attractive retirement planning option that grows tax-deferred. You can also use annuities to provide a current source of income — both before or during retirement. Annuities can help you achieve a variety of financial goals.

  • Extra income needs — Fill the gap between early retirement and the beginning of Social Security benefits or provide more during the early, more active years of retirement
  • Retirement needs — Provide for essential expenses in retirement not covered by Social Security, pension plans or personal savings
  • Non-retirement needs — Provide reliable, regular income, such as payments to college students to cover living expenses

While you can learn more about our products on this website, this information is no substitute for the guidance and assistance you’ll get by meeting with a qualified financial professional. To learn more about being financially prepared for your future, contact a financial professional today.


Are you a Financial Professional? Learn more about Ameritas annuities now.

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