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Help make the most of your retirement plan

As a full-service provider, we can provide a wide variety of services needed to help plan sponsors adopt and maintain a retirement plan. These services bring value by helping retain current employees while attracting outstanding talent — the key to a successful and growing business. Overview Download PDF NY Download PDF

Plan Design

Be selective. Choose wisely. A retirement savings program should complement your business. At Ameritas, we will help you explore your options. And there are many.

Compliance

As a full-service provider, Ameritas performs the day-to-day administrative functions that help plan sponsors maintain a tax-qualified retirement plan. This includes staying current on the required IRS regulations and Form 5500 reporting, as well as administrative duties, such as vesting calculation, eligibility calculations, distributions reporting, etc.

Safe Harbor 401(k)

This plan design gives highly compensated employees the ability to manage their salary deferrals without the sometimes problematic nondiscrimination testing requirements. By providing a required employer contribution, a Safe Harbor 401(k) plan design has the potential to create more deferral opportunities and incent participants with an employer contribution.

Recordkeeping

Ameritas provides individual and plan level account reporting and 24/7 transactional features to help participants manage their account based on their schedule.

Participant Fee Disclosure

Ameritas provides plan sponsors with plan participants fee disclosure for their use in fulfilling their fiduciary responsibilities.

Annual Plan Review

This review provides basic information about the plan. Reports include, but are not limited to: participant deferral averages by age group, participation by age group and withdrawal activity, which helps plan sponsors understand how their participants are taking advantage of this employee benefit.

Fiduciary Assistance/Tools

These services include a Fiduciary Handbook that details the plan fiduciary’s responsibilities, Mesirow Financial 3(21) and 3(38) investment services, annual due diligence checklists and other tools that provide guidance for plan sponsors and administrators.

Participant Education

Our educational module – RetireFocus – provides videos, charts, tutorials and articles to help plan participants understand the value of their retirement plan and how they can use it to achieve their retirement savings goals.

Secure Account Access (24/7)

Participants can access their account any time to learn about saving for retirement as well as managing their account based on their needs and level of involvement.

Investment Services

From selection to monitoring and reporting, Ameritas has a wide range of investment services to assist the plan sponsor in creating an investment platform that provides participants with a diversified, high-quality investment lineup.

 

The Ameritas Retirement Advantage Series refers to a group variable annuity contract issued by Ameritas Life Insurance Corp. (Form AL 64349) and in New York is issued by Ameritas Life Insurance Corp. of New York (Form FA 64349).

 

Mesirow Financial Investment Management, Inc. (Mesirow Financial) is an SEC registered investment advisor. The Mesirow Financial name and logo are registered service marks of Mesirow Financial Holdings, Inc. ©2014, Mesirow Financial Holdings, Inc. All rights reserved.


Mesirow Financial is not an affiliate of Ameritas Life insurance Corp.

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