variable universal life
Protection and potential
Life insurance can provide the resources the people you care about will need to handle the financial challenges a death would bring. With its accumulation potential, variable universal life insurance can do more. It can help provide what you need to respond to life's opportunities and challenges.
Variable universal life insurance provides a death benefit – a valuable resource for your family, business associates or other beneficiaries if you should die prematurely. It is generally paid income tax free to your beneficiaries without the delays and expenses of probate—a benefit only available on life insurance.
With variable universal life insurance, a portion of each of your premium payments can be invested in your choice of investment options. These portfolios are managed by respected names in the mutual fund industry. You have the freedom and flexibility to choose any number and combination of investment options and money managers to suit your goals and risk tolerance — all within the convenience of one product. Of course, investing does include the risk of loss, including principal.
Variable universal life insurance can be a sophisticated financial tool. Working together, you and your financial professional may be able to tailor your policy to help meet your important goals.
For more information about variable universal life insurance and the complete cost of a policy, contact your financial professional who can help you decide if the Ameritas Life policy, Excel Performance VUL, is right for you. The product brochure also provides more information.
Excel Performance VUL (form 4003) is issued by Ameritas Life Insurance Corp. and underwritten by affiliate, Ameritas Investment Corp., member FINRA/SIPC. Variable products are subject to investment risk, including possible loss of principal. The issuing insurer is solely responsible for its own financial condition and contractual obligations.
Before investing, carefully consider the investment objectives, risks, charges, expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Prospectuses are available on this site or you can obtain copies from us at 800-745-1112.
Product and riders may not be approved in all states.
Withdrawals or loans will reduce the policy's cash surrender value and death benefit and excessive loans or withdrawals may cause the policy to lapse.