Choosing Your Business Entity: The Tax Decisions That Last

Future Focus is kicking off a three‑episode business‑owner series about the decisions business owners make that have long‑lasting effects. In part one, we examine choosing your business entity and how early structure decisions can impact future taxes, flexibility and long‑term outcomes.

The core questions we discuss in this episode include:

• Should a pass-through business owner own permanent life insurance inside their business or should they own it personally?
• How do business owners think about getting retained earnings out of their pass-through business?
• Are today’s income tax decisions creating unanticipated problems such as larger capital gains?

Along the way, we discuss how tax efficiency alone isn’t a strategy. Structure and sequencing matter, and early decisions can limit future options.

Don’t forget to like, subscribe and drop your questions in the comments for future episodes.

Future Focus: A Financial Strategies Podcast 

Welcome to Future Focus, a podcast designed to make sense of complex financial topics. Hosted by Troy Branch, a professional with over 25 years in the financial services industry, this Ameritas advanced planning podcast offers engaging panel discussions that simplifies the jargon into straightforward insight.  

Whether you’re a business owner aiming to enhance your financial knowledge or someone interested in financial literacy, Future Focus is your go-to resource. Each episode provides practical tips covering topics like estate planning, managing risk, retirement strategies for business owners and much more. 

Disclosures

This podcast is for information purposes only and will cover a variety of topics examining the role insurance and other financial products may play in financial decisions. The information presented here is not intended as tax, accounting, or other legal advice. If tax or other legal advice or other expert assistance is required, the services of a competent professional should be sought. 

This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company. Subsidiaries include Ameritas Life Insurance Corp. in Lincoln, Nebraska and Ameritas Life Insurance Corp. of New York (licensed in New York) in White Plains, New York. Each company is solely responsible for its own financial condition and contractual obligations.