The Retirement Risk No One Talks About: Sequence of Return Risk

Most people focus on saving for retirement, but what about the risks that no one talks about for after you retire? In this episode, we break down Sequence of Return Risk. SORR is the impact that the timing of investment returns can have on your retirement savings, especially during the early years of withdrawal.

Using the powerful analogy of climbing and descending a mountain, we explain why preparing for retirement is only half the journey. The descent—how you take distributions—requires just as much strategy and care.

In this episode you’ll learn:

• What Sequence of Return Risk is.
• Why it matters more than you think.
• How to prepare for both the climb and the descent.

Whether you’re nearing retirement or a financial professional working with clients, this episode is helpful for anyone planning their retirement journey.

Future Focus: A Financial Strategies Podcast  

Welcome to Future Focus, a podcast designed to make sense of complex financial topics. Hosted by Troy Branch, a professional with over 25 years in the financial services industry, this Ameritas advanced planning podcast offers engaging panel discussions that simplifies the jargon into straightforward insight.   

Whether you’re a business owner aiming to enhance your financial knowledge or someone interested in financial literacy, Future Focus is your go-to resource. Each episode provides practical tips covering topics like estate planning, managing risk, retirement strategies for business owners and much more.  

Disclosures

This podcast is for information purposes only and will cover a variety of topics examining the role insurance and other financial products may play in financial decisions. The information presented here is not intended as tax, accounting, or other legal advice. If tax or other legal advice or other expert assistance is required, the services of a competent professional should be sought. 

This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company. Subsidiaries include Ameritas Life Insurance Corp. in Lincoln, Nebraska and Ameritas Life Insurance Corp. of New York (licensed in New York) in White Plains, New York. Each company is solely responsible for its own financial condition and contractual obligations.