Top 5 Reasons to Use Life Insurance in Modest Estates

Looking for reasons to use life insurance in modest estates? On this episode of Future Focus, we’re diving into how life insurance can be a powerful, multifunctional tool, especially in modest estates. Just like football fans build their dream teams, host Troy Branch and his guests are making the case for their top five reasons to use life insurance in estates below the federal estate tax limit, covering topics like:

•  Estate equalization.
• Income replacement.
• Tax and retirement planning.
• Avoiding probate.
• Charitable gifting.
• Second marriages.
• Supplementing income.

Whether you’re a financial professional or just wanting to learn about the many ways life insurance can fit into your financial strategy, this episode is for you.

Future Focus: A Financial Strategies Podcast  

Welcome to Future Focus, a podcast designed to make sense of complex financial topics. Hosted by Troy Branch, a professional with over 25 years in the financial services industry, this Ameritas advanced planning podcast offers engaging panel discussions that simplifies the jargon into straightforward insight.   

Whether you’re a business owner aiming to enhance your financial knowledge or someone interested in financial literacy, Future Focus is your go-to resource. Each episode provides practical tips covering topics like estate planning, managing risk, retirement strategies for business owners and much more.  

Disclosures

This podcast is for information purposes only and will cover a variety of topics examining the role insurance and other financial products may play in financial decisions. The information presented here is not intended as tax, accounting, or other legal advice. If tax or other legal advice or other expert assistance is required, the services of a competent professional should be sought. 

This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company. Subsidiaries include Ameritas Life Insurance Corp. In Lincoln, Nebraska and Ameritas Life Insurance Corp. of New York (licensed in New York) in White Plains, New York. Each company is solely responsible for its own financial condition and contractual obligations.