Retirement Plans for My Employees
A well-designed retirement plan can help you recruit and keep talented employees. Most employees (87%) value retirement benefits, but only 54% of employers offer them.* That’s because offering a retirement plan can be complicated.
Ameritas can help. We understand the regulations and responsibilities of offering a retirement plan. We’ll work with you and your unique business situation to ensure your plan is exactly what you need.
Watch how one business owner used a retirement benefits package from Ameritas to improve his employees’ financial well-being.
Offer retirement plan benefits
Attract and retain top talent with flexible retirement plans for your employees.
Different types of retirement plans
While there are many different types of retirement plans, these are the plan types that Ameritas specializes in to help your business.
401(k)
This type of plan allows employees to invest part of their income for retirement. Both the employer and the employee can receive tax advantages.
Employees benefit from the tax-deferred growth of contributions made to the plan.
Contributions made by employers are typically tax-deductible as a business expense.
Multiple employer plans
MEPs can be offered as 401(k) plans.
MEPs are for businesses that typically have some common interest but are not commonly owned.
Multiple entities can sponsor.
Pooled employer plans
PEPs can be offered as 401(k) or 403(b) plans.
PEPs allow unrelated employers to pool their retirement resources with those of other employers.
Sponsored by a pooled plan provider.
Profit-Sharing Plans • Defined Benefit • Cash Balance • Money Purchase Plans • Solo 401(k) Plans • 401(k) Plans with Prevailing Wage Provisions • Safe Harbor 401(k) Plans
Why Ameritas?
We’ve been a leader in the retirement plan marketplace for over 60 years. As a premier recordkeeper and administrator, we have the expertise to help you provide a retirement plan you can trust to meet the distinctive needs of your organization.
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Services to fit your priorities
Whatever the size of your plan or the stage it’s in, our technology, investments and plan administration models provide the services you and your employees need.
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Fiduciary assistance
Navigating retirement plan regulations can be daunting. Ameritas offers fiduciary resources to help you manage risks and responsibilities effectively.
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Security and privacy
We follow leading industry security standards to safeguard your plan and your employees.
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Payroll integration
Managing a retirement plan involves handling contributions. We work with dozens of payroll providers who can help you automate and streamline the process. Choose from two options:
- 180° payroll integration directly transfers plan payroll files without the need for plan sponsors to manually enter or upload this information.
- 360° payroll integration directly feeds contribution rate changes, auto-escalation, opt-outs and loan data into payroll programs without the need for sponsors to manually input this information.
How do I begin?
Retirement solutions from Ameritas are customized to the needs of your organization, and they start with a conversation. Tell us a little more about your needs and we’ll be in touch.