insurance | employee benefits | financial services

Put the Power of Our Product Portfolio to Work For Your Clients.

Our portfolio is broad, deep and competitive. You’ll find what you need to help meet the needs of your clients whether you’re helping them manage risk, plan for the future or provide benefits for themselves or their employees.

Risk management

Managing risk for your clients involves ensuring that they have the proper insurance coverage to protect those they care about and their income with life insurance and disability income insurance.

Life insurance: protect and plan

Our life insurance products, which include both commission and fee-based options, can help your individual and business owner clients protect those they care about and achieve their long-term financial goals. We offer both accumulation-focused and protection-focused products.

Ameritas Growth Index Universal Life

Provides death benefit protection and competitive accumulation potential, especially when over funded. It features a 10-Year lookback guarantee (except in New York) and 10% Index Credit Enhancement.

Ameritas Growth Whole Life

Focuses on long term cash value over a long period such as 20-30 years.

Ameritas Access Whole Life

Provides early cash value potential, with the strongest return of investment in 10-15 years compared to our other whole life products.

Ameritas Performance II Variable Universal Life

Provides a broad array of investments for the long-term, moderate to aggressive investor.

Ameritas Advisor II Variable Universal Life

Gives your clients a life insurance policy with low fees and a low-cost portfolio of investment choices compared to our other VUL policy. Designed for the registered investment advisor.

Ameritas Value Plus Index Universal Life

Optimized for affordable death benefit protection with an option to guarantee coverage to age 90 while still offering important features including a 10-year lookback guarantee and an index credit enhancement.

Ameritas Value Plus Universal Life

Ideal for clients looking for low-cost death benefit protection with the advantages of permanent life insurance. It features competitive premiums and a 15-year no-lapse guarantee.

Ameritas Value Plus Whole Life

Designed for clients looking for the lowest whole life premium for the dollar of death benefit and willing to accept a secondary focus on cash value.

Ameritas Value Plus Term

Offers competitive premiums plus one of the most competitive conversion privileges in the industry with the addition of the Conversion Extension Rider to provide flexibility your clients may need.

FOCUS 10 Life®

Designed for groups as small as ten and to provide benefits from $50,000 to $1.5 million. This simplified-issue product works well for businesses.

Our universal life and whole life products can do more by providing living benefits through an accelerated death benefit for chronic, critical or terminal illnesses. Our accelerated death benefit rider has 18 triggers for qualifying conditions, which may vary by state. It also provides your clients with flexibility and options to accelerate a portion of their death benefit with the reassurance of knowing that their policy will retain a reduced death benefit protection.

Disability income insurance

Protecting your client’s income if they should become too ill or injured to work is an important part of any comprehensive financial strategy. Recognized as one of the best individual disability insurance companies, we offer competitive products to serve all your diverse clients from medical professionals to skilled laborers. 

Sound like what you’ve been looking for?

Accumulation and income

Accumulating wealth is often one of the primary financial goals for many clients. Managing that wealth and generating income through retirement is an equally important priority.

Sound like what you’ve been looking for?

Sound like what you’ve been looking for?

Ameritas Growth Index Universal Life insurance (form 3022), Ameritas Value Plus Index Universal Life (form 3024), Ameritas Value Plus Universal Life (form 3023), Ameritas Access Whole Life (form 3018 with 3018 P75 SCH), Ameritas Growth Whole Life (form 3018), Ameritas Value Plus Whole Life (form 3017), Ameritas Value Plus Term (form 3021), Ameritas Advisor II VUL (form 4200), Ameritas Performance II VUL (form 4004), FOCUS 10 Life® (form 3021), Ameritas Accumulation 7 Index Annuity (form 2706 with 2706-SCH7), Ameritas Income 10 Index Annuity (form 2706 with 2706-SCH10), Compass SPIA (form 2703) and Direction Variable Annuity (form 6200) are issued by Ameritas Life Insurance Corp.

In New York, Ameritas Growth Index Universal Life insurance (form 5022), Ameritas Value Plus Index Universal Life (form 5024), Ameritas Value Plus Universal Life (form 5023), Ameritas Access Whole Life (form 5018 with 5018 P75 SCH), Ameritas Growth Whole Life (form 5018), Ameritas Value Plus Whole Life (form 5017), Ameritas Value Plus Term (form 5021), FOCUS 10 Life® (form 5021), Compass Flexible Premium Deferred Annuity (form 5704), Compass SPIA (form 5703) are issued by Ameritas Life Insurance Corp. of New York.

Index annuities with index options may be referred to as equity index annuities. The index options are not securities; your client is not investing in stocks or in the indexes themselves. Therefore, credited interest does not include dividends paid by companies included in the relevant index. The credited interest rate is linked, in part, to gains in any combination of indexes. Keep in mind, your client is not actually participating in the market or investing in any stock or bond.

Guarantees are based on the claims-paying ability of the issuing company.

Policies, index strategies and riders may vary and may not be available in all states.

Loans and withdrawals will reduce the policy’s death benefit and available cash value. Excessive loans or withdrawals may cause the policy to lapse. Unpaid loans are treated as a distribution for tax purposes and may result in taxable income.

Variable products are underwritten by Ameritas Investment Company, LLC. Policies, index strategies and riders may vary and may not be available in all states. Optional riders may have limitations, restrictions, and additional charges.

For variable insurance products, before investing, carefully consider the investment objectives, risks, charges, expenses, and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment options prospectuses. Prospectuses are available online at ameritas.com or by calling 800-745-1112. Read the prospectus carefully before investing.

Information gathered from external sources is believed to be reliable; however, we make no representations as to its completeness or accuracy. This information should not be construed as investment, legal, or tax advice. Unless otherwise specified, any person or entity referenced herein is not an affiliate of Ameritas or any of its affiliates.

Focus 10 Life, Inc. is an independent third-party administrator and is not affiliated with Ameritas Life Insurance Corp. or Ameritas Life Insurance Corp. of New York.

FOCUS 10 Life® is a registered service mark of Focus 10 Life, Inc. and has been licensed for use by Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.