Employer-Provided Life Insurance: Is It Enough? 

Is life insurance through work enough? Learn how employer-provided life insurance works, where protection gaps may exist and when it’s time to review your coverage. 

Learn more in our blog: Is Employer Life Insurance Enough? 

In this episode, Troy Branch, Keali Jo French and Jacob Messick discuss what employer-provided life insurance does well and how it may be a good starting point. Then they review why supplemental coverage may help cover more expenses, such as housing, debt, childcare, education or ongoing support for a spouse or partner.  

You’ll also learn which life events should prompt a coverage review, including a job change, marriage or divorce, a new child, a home purchase, business ownership and retirement. The conversation also explores what may happen to group life insurance when employment ends, including portability, conversion, changing costs and important deadlines. 

If you’re watching on YouTube, be sure to like, subscribe and share your questions in the comments for future episodes. Prefer listening on the go? You can find Future Focus: A Financial Strategies Podcast on Apple Podcasts, Spotify or wherever you get your podcasts. Follow, rate and review the show, and send your questions to futurefocus@ameritas.com. 

Future Focus: A Financial Strategies Podcast  

Welcome to Future Focus, a podcast designed to make sense of complex financial topics. Hosted by Troy Branch, a professional with over 25 years in the financial services industry, this Ameritas advanced planning podcast offers engaging panel discussions that simplifies the jargon into straightforward insight.   

Whether you’re a business owner aiming to enhance your financial knowledge or someone interested in financial literacy, Future Focus is your go-to resource. Each episode provides practical tips covering topics like estate planning, managing risk, retirement strategies for business owners and much more.  

Disclosures 

This podcast is for information purposes only and will cover a variety of topics examining the role insurance and other financial products may play in financial decisions. The information presented here is not intended as tax, accounting, or other legal advice. If tax or other legal advice or other expert assistance is required, the services of a competent professional should be sought.  

This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company. Subsidiaries include Ameritas Life Insurance Corp. In Lincoln, Nebraska and 
Ameritas Life Insurance Corp. of New York (licensed in New York) in White Plains, New York. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit ameritas.com.  

Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp.  

Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company.  

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