For Ameritas Investment Company, LLC / Ameritas Advisory Services investors, loan services are available through our clearing firm, National Financial Services. You can access the money you need for short-term needs, such as home improvements, new car, college tuition – from your investment portfolio, using your assets in your brokerage and managed accounts as collateral. And, you borrow without reducing your investment. Your assets keep working for you and your investment strategy remains undisturbed. Since you are not selling any assets to get the cash you need, there are no capital gains.
Investing does come with risk. If the market value of your portfolio declines, you may need to deposit additional funds or securities into your account or liquidate some securities to satisfy the margin requirements. Check with your representative to learn more about lending options and any tax implications that might affect you.