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Managed Account Programs

Ameritas Advisory Services (AAS)

Clients with managed accounts enjoy many benefits, including a high level of customization, professional management, transparency and service. As an investor, you have online account access on your computer, tablet or smartphone.

Ameritas Investment Strategies (AIS)

The Ameritas Investment Strategies Program offers professionally managed diversified model portfolios for accounts with balances as low as $5,000. Ameritas Advisory Services has engaged Capital Research and Management Company, the investment adviser to the American Funds family of mutual funds, to provide model portfolios for the program. The AIS Program offers you access to professional management, strategic asset allocation, and regular rebalancing in conjunction with the professional guidance of your financial advisor who works with you to help you achieve your financial goals.

Adviser Managed Solutions (AMS) and Galaxy

The AMS and Galaxy programs are flexible, fee-based investment management strategies offered by Ameritas Advisory Services. In these programs, your AAS representative will manage the assets, enabling you to take advantage of proven asset allocation strategies while benefiting from the professional guidance of your financial advisor. Your unique circumstances and personal objectives dictate the method of investing as well as the types of vehicles chosen to help achieve them.

Account features include:

  • Decisions based on your goals, risk tolerance and time frame for generating growth
  • Choice of program portfolios include stocks, bonds, mutual funds, exchange-traded funds
    (ETF), unit investment trusts, certificates of deposit (CDs), no-load variable annuities, cash
    equivalents or a combination of investments
  • Investor strategies are continually monitored and adjusted as necessary to maintain balance
    among types of investments

AMS accounts may be custodied at Charles Schwab & Co., Inc., Fidelity Clearing and Custody Solutions® and/or TD Ameritrade, Inc. Galaxy accounts are custodied at National Financial Services, LLC.

Constellation

Constellation is a managed investment program offered by Ameritas Advisory Services. Featuring six professionally managed investment portfolios, Constellation is designed to fit a range of investor profiles from conservative (low risk) to aggressive (high risk).

Financial Planning

Financial planning is an important component of wealth management. Financial planning strategies include:

  • Comprehensive planning
  • Risk management and insurance planning
  • Tax planning
  • Investment planning
  • Cash flow analysis
  • New worth analysis
  • Estate planning
  • Retirement income planning

Securities products are subject to investment risk, including possible loss of principal.  Before investing, carefully consider the investment objectives, risks, limitations, charges and expenses of the product and any underlying investment options.  This information can be found in the product and investment option prospectuses.  Copies are available from your registered representative or AIC.  Please read carefully before investing.