Value Plus Term Life Insurance

Affordable coverage when it matters most

Value Plus Term is designed to provide meaningful protection at a competitive cost. This makes it a practical option for families, professionals and anyone balancing competing financial priorities. When covering more than one person, policy fees may be reduced, helping stretch your dollars even further. Premiums for other available riders are not reflected in the calculator.  

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Reduces policy fee by 50% when multiple policies are paid from the same account.

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Premiums are guaranteed level for the first 10, 15, 20 and 30 years respectively. Guarantees are based on the claims paying ability of the issuing company. This quote is based on age nearest birthday. The actual premium may differ from this quote. Ultimate premiums are determined after the underwriting process is complete and by the payment method selected. This quote is not an offer of a contract. In approved states, Value Plus Term (form 3021, in Oregon form ICC17 3021 07-17 and ICC17 3021 SCH 07-17) and the Conversion Extension Rider (form CER 3-20, form CER 3-20 FL) are issued by Ameritas Life Insurance Corp. In New York, Value Plus Term (form 5021) is issued by Ameritas Life Insurance Corp. of New York. Policy and riders may vary and may not be available in all states.