Pooled Plans
Very few retirement plan managers have expertise in providing pooled plans. Our systems are custom-built to respond to and address the nuances and complexities of these plan types.
Pooled retirement plans can help you build your business and serve more clients. You can give yourself a time dividend when it comes to selling and servicing plans. Instead of managing 100, $1 million individual plans with different plan designs, fund lineups and TPAs—you can service 100, $1 million plans inside a single contract.
The Ameritas Pooled Employer Plan is a competitive, flat-fee option you can put in place fast.
Think we might be a good fit for your clients?
Our retirement team is committed to helping build your retirement business.
Different types of pooled plans
Pooled Employer Plans
Unrelated employers
PEPs are retirement plans that allow unrelated and industry agnostic businesses (referred to as adopting employers) to participate in a retirement program that delivers varying levels of economies of scale.
Pooled employer plan
Sponsored by a pooled plan provider.
Multiple Employer Plans
Related employers
MEPs allow businesses that typically have a common interest or affiliation, but that are not commonly owned, to band under one master retirement plan contract.
Multiple entities can sponsor
Sponsored by PEOs, associations, non-controlled groups or affiliated service groups.
Benefits of a pooled plan
Pooled plans allow multiple employers to pool their resources and share the costs associated with a retirement plan. This can result in cost savings compared to maintaining separate, individual retirement plans for each employer.
Pooled plans often involve outsourcing administrative tasks. This can significantly reduce the administrative burden on employers, freeing up time and resources for other business priorities.
Pooled plans are typically managed by experienced professionals who specialize in retirement plan investment management. This can result in better investment options and potentially improved returns for employees.
Sales and marketing tools
Ameritas has vast resources to help you attract adopting employers, including co-branded marketing materials, webinars and digital tools to highlight the benefits of adopting under a group plan. Rely on your Ameritas retirement plans team to support your efforts.
What’s the Difference Between MEPs and PEPs?
August 18, 2023
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6 min read
Now more than ever, small- and medium-sized businesses are actively exploring the idea of offering retirement plans to their employees. Well-managed, competitive 401(k) programs can help businesses attract and retain top talent, secure potentially significant tax breaks and deductions and satisfy current or impending state retirement plan mandates with maximum flexibility.
Think we might be a good fit for your clients?
Let’s continue the conversation.
The Ameritas Pooled Employer Plan is a competitive, flat-fee option you can put in place fast.