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ClearEdge Term Life Insurance

Term Quote Calculator

Please provide the information below to generate an estimate for Ameritas ClearEdge Term Life Insurance coverage. This quote is not an offer of a contract.

The same payor discount is available to quote. The same payor discount will reduce the term policy fee by 50% when at least two life or disability income insurance policies are paid from the same bank account. For example, policies on a husband and wife or policies purchased by a grandparent for grandchildren would qualify for the same payor discount if the bank account is the same payor. Only one discount can be applied.

Premiums for other available riders are not reflected in the calculator. Premium results do not consider discounts that are available to financial service professionals. For more information, or for help obtaining coverage, find a financial professional.

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Premiums are guaranteed level for the first 10, 15, 20, 25 and 30 years respectively. Guarantees are based on the claims paying ability of the issuing company. This quote is based on age nearest birthday. The actual premium may differ from this quote. Ultimate premiums are determined after the underwriting process is complete and by the payment method selected. This quote is not an offer of a contract.

In approved states, Ameritas ClearEdge Term (form 3035) is issued by Ameritas Life Insurance Corp. The policy is not available in New York. Policy and riders may vary and may not be available in all states.

 
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This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company. Subsidiaries include Ameritas Life Insurance Corp. in Lincoln, Nebraska and Ameritas Life Insurance Corp. of New York (licensed in New York) in White Plains, New York. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit ameritas.com.

Ameritas® does not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.

Variable insurance and investment products are not insured by the FDIC or any government agency, are not deposits of or guaranteed by a financial institution and may lose value.

Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company. Terms of Use: By linking, referencing, using or accessing this website, you agree to the Terms of Use, found under the Legal Information and Terms of Use section of this website.

New York Confidentiality for Victims of Domestic Violence and Endangered Individuals: Your safety is important to us. Find information about your rights regarding domestic violence privacy and confidentiality. NY Domestic and Sexual Violence Information | NY Confidential Communication Request Form

Agencies and agents featured on this website are not affiliates of Ameritas Mutual Holding Company or its subsidiaries.

Health Plan Transparency Information: The Health Care Transparency Rules, made final in 2020, set forth requirements for group health plans and health insurance carriers to disclose in-network and out-of-network provider negotiated rates and drug pricing information through machine readable files. For the Ameritas Holding Company Health Plan and Ameritas Holding Company Agents Health plan, the following files are available from our carrier UMR.

Medical Files:
Through UnitedHealthcare, UMR creates and publishes Machine-Readable Files on behalf of Ameritas Holding Company.

To access the Machine-Readable Files, visit Transparency in Coverage and select the UnitedHealthcare Insurance Company UHC Choice Plus files.

The Consolidated Appropriations Act, 2021 (CAA), provides protections from surprise billing when receiving emergency or out-of-network care. See Your Rights and Protections Against Surprise Medical Bills for more information.