LINCOLN, Nebraska – Ameritas has launched the Ameritas RateLock Multi-Year Guaranteed Annuity (MYGA), a fixed annuity offering guaranteed interest rates for three-, five- and seven-year periods. The new product expands the Ameritas annuity lineup for consumers seeking predictable growth as they save for retirement.
The RateLock MYGA protects principal from market volatility while offering tax-deferred growth potential and features that provide access and flexibility.
“Consumers are looking for retirement solutions that balance stability, growth potential and flexibility,” said Kelly Halverson, executive vice president, Individual division, at Ameritas. “RateLock MYGA is designed to meet those needs with guaranteed growth over a set period and options that help consumers plan with confidence.”
Key benefits include:
- Guaranteed interest rates for three-, five- and seven-year periods.
- Protection from market volatility.
- Tax-deferred growth potential.
- Access to up to 10% of account value each year without surrender charges, subject to contract terms.
- Flexible options at the end of the guarantee period, including renewal, withdrawals or converting assets into income.
The RateLock MYGA offers competitive guaranteed rates, with rate bands based on the initial premium amount to support a range of savings needs. The product launch comes amid strength in the annuity market. Annuity sales reached a record high in the second quarter of 2026, up 4 percent from the prior year, according to LIMRA*.
“As the annuity marketplace continues to evolve, Ameritas is focused on offering competitive solutions that deliver value for consumers and strengthen our position for growth,” Halverson said. “RateLock MYGA reflects that commitment by expanding the choices available to consumers as they plan for the future.”
For more information about the RateLock MYGA, visit the Ameritas fixed annuities webpage.
XXX
About Ameritas
Ameritas is a marketing name for Ameritas Mutual Holding Company and its affiliated subsidiary companies, including Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York. Founded in 1887, Ameritas offers a wide range of insurance and financial products and services to individuals, families and businesses. These products and services include life insurance; annuities; individual disability income insurance; group dental, vision and hearing care insurance; retirement plans; investments; asset management; and public finance. Securities offered through affiliate Ameritas Investment Company LLC., member FINRA/SIPC and investment advisory services offered through the business name of Ameritas Advisory Services.
