Protection for your most valuable asset
The ability to work and earn a living makes everything else possible. It’s our most valuable asset. And it deserves protection. May is Disability Insurance Awareness Month and it's a great time to make sure your income is protected with disability income insurance. Disability income insurance provides income if you are unable to work because of an illness or injury.
Maybe you think you will be able to rely on other income sources if you are out of work due to a disability. You may want to think again.
For most working people, disability insurance is the only realistic long-term source of replacement income. Even if you have income from other sources, Individual disability income insurance fills in the gaps. And you own the policy. It’s yours to keep whether you change employers or not.
You don’t hesitate to insure your home, your car or other valuables, so why wouldn’t you protect your income? Think of it as insurance for your paycheck. Contact an insurance professional to learn more about protecting your earning potential.
Are you a Financial Professional? Learn more about Ameritas DI products now.
1 U.S. Federal Reserve, Report on the Economic Well-Being of U.S. Households, May 2015
2 U.S. Social Security Administration, Basic Facts, October 2015
3 Department of Health and Human Services, Federal Poverty Guidelines, 2015
4 Council for Disability Awareness, Long-Term Disability Claims Review, 2014