FOCUS 10 Life

FOCUS 10 Life® simplified issue term insurance can be the right life insurance product for employers with white-collar employees. When insuring at least 10 lives, it can address a number of business needs. It is easy to implement and unlike traditional group term or universal life insurance, FOCUS 10 Life:

  • Offers guaranteed level premiums for 10 years
  • Allows up to $1.5 million of coverage with no physical exam
  • Requires only one “actively at work” question
  • Can be issued up to age 70
  • Does not automatically reduce benefits at older ages
  • Can continue upon retirement or termination with the same premium
  • Can be converted to permanent insurance with no underwriting

FOCUS 10 Life is easy to implement and administer. For more than 10 years, FOCUS 10 Life, Inc. has been providing all proposals, enrollments and ongoing plan administration of this innovative life insurance.

Learn more by reviewing the product materials and contact a financial professional.

FOCUS 10 Life® (form 3021 with 3021 SCH) is issued by Ameritas Life Insurance Corp. in approved states. In New York, FOCUS 10 Life® (form 5021 with 5021 SCH) is issued by Ameritas Life Insurance Corp. of New York.

FOCUS 10 Life, Inc. is an independent third party administrator and is not affiliated with Ameritas Life Insurance Corp. or Ameritas Life Insurance Corp. of New York.